Last Updated: 01/21/2026
Houston Police CU Estate Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.50%(Verified 09/19/2024)
Monthly Service Fee
Starting at $0(Verified 01/21/2026)
Houston Police CU Estate Checking Account Review
The Houston Police CU Estate Checking Account is offered by Houston Police Credit Union, a credit union founded in 1937 and based in Houston, TX. Houston Police CU Estate Checking Account is available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. Houston Police CU Estate Checking Account has an annual percentage yield of up to 0.50%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $500.
- No ATM fees. Houston Police CU Estate Checking Account does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Houston Police Credit Union mobile or online banking.
Houston Police CU Estate Checking Account Pros & Cons
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Houston Police CU Estate Checking Account FAQ
Are checking accounts from Houston Police Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Houston Police CU Estate Checking Account offer?
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| APY (Annual Percentage Yield) | 0.50% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Houston Police CU Estate Checking Account offers an APY of 0.50% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $500.
What are the account minimums for Houston Police CU Estate Checking Account?
Houston Police CU Estate Checking Account requires a minimum initial deposit of $25.
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| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Houston Police CU Estate Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
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| Monthly Service Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Houston Police CU Estate Checking Account offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Houston Police CU Estate Checking Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Houston Police CU Estate Checking Account?
The customer support email for Houston Police CU Estate Checking Account is hpcu@HPCU.coop.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 1:00PM