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  Huntington 5 Checking Account
Huntington 5 Checking Account Unaffiliated

Huntington 5 Checking Account

Unaffiliated
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0.02%
(Verified 08/04/2023)
Monthly Fee $0 - $5
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

Huntington 5 Checking Account Review

Huntington 5 Checking Account is offered by The Huntington National Bank, a bank founded in 1866 and based in Columbus, OH. Huntington 5 checking is available in 7 states across the USA.

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.02%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $5.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Up to $15 in ATM fee rebates. This account will reimburse you for ATM fees (see terms and conditions for details).
  • Bill pay. Pay your bills to practically anyone in the United States through The Huntington National Bank.

Huntington 5 checking Pros & Cons

Pros Cons
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Only available in 7 states.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.

Huntington 5 checking FAQ

Are checking accounts from The Huntington National Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #6560). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Huntington 5 checking offer?

Huntington 5 Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.02%

Huntington 5 checking offers an APY of 0.02% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Huntington 5 checking?

Huntington 5 checking does not require a minimum initial deposit.

Huntington 5 Checking Account Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Direct Deposit to Avoid Monthly Fee Starting at $0

What fees does Huntington 5 checking charge?

This account charges a monthly service fee of up to $5.

Huntington 5 Checking Account Fees
Description
Monthly Fee $0 - $5
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
ATM Reimbursement Monthly Limit $15
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $37.50
Returned Deposit Fee (International) $37.50
Stop Payment Fee $31
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $75
Paper Statement Fee $0
Online Bill Pay Fee $0
Check Image Service $2
Debit Card Replacement Fee $0
Early Account Closure $0

Does Huntington 5 checking charge overdraft fees?

No, Huntington 5 checking does not charge overdraft fees.

What features and perks does Huntington 5 checking offer?

This account includes the following features:

  • ATM rebates - This account will reimburse you for any domestic ATM fees up to a monthly maximum of $15.
  • Fraud monitoring - Huntington 5 checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Huntington 5 checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Huntington 5 checking?

The customer support email for Huntington 5 checking is social@huntington.com.

Huntington 5 Checking Account Disclosure: Fee waived for each monthly statement period where your Total Relationship Balance is at least $5,000.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Huntington 5 checking

If you want a basic checking account with no monthly maintenance fee or an interest-earning checking account, we've got the option that's right for you. Upgrade to an Interest-Bearing Checking Account. Huntington 5 Checking earns interest on deposits and offers rewarding benefits. All of our checking customers get access to products and tools built on forgiveness, faster access to cash, and more automatic saving.

Other Checking Accounts by The Huntington National Bank

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Availability

  Available in 7 states
  • Illinois
  • Indiana
  • Kentucky
  • Michigan
  • Ohio
  • Pennsylvania
  • West Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Combined Balance to Avoid Monthly Fee $5,000
Minimum Direct Deposit to Avoid Monthly Fee Starting at $0
Monthly Fee $0 - $5
(Verified 08/04/2023)
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
ATM Reimbursement Monthly Limit $15
Foreign Transaction Fee (Debit Card) 3%
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Returned Deposit Fee (Domestic) $37.50
Returned Deposit Fee (International) $37.50
Stop Payment Fee $31
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $15
Wire Transfer Fee - International (Outgoing) $75
Paper Statement Fee $0
Online Bill Pay Fee $0
Check Image Service $2
Debit Card Replacement Fee $0
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • ATM Reimbursement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Check Writing
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.02%
(Verified 08/04/2023)

Huntington 5 Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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