Last Updated: 01/21/2026
Huntington Asterisk-Free Checking Account
Unaffiliated
Last Updated: 01/21/2026
SuperMoney User Recommendation Score +70
Strongly recommended10 total votes
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Highlights
Community Rating
Strongly recommended
Welcome Offer
Starting at $0(Verified 06/21/2024)
Disclaimer popup with additional information
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0%(Verified 06/21/2024)
Disclaimer popup with additional information
Monthly Service Fee
$0(Verified 01/21/2026)
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Number of Reviews
Huntington Asterisk-Free Checking Account Review
The Huntington Asterisk-Free Checking Account is offered by The Huntington National Bank, a bank founded in 1866 and based in Columbus, OH. Huntington Asterisk-Free checking is available in 50 states and Washington, DC.
Key Takeaways
- 0% APY. As with most checking accounts, Huntington Asterisk-Free Checking Account does not pay interest.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in The Huntington National Bank mobile or online banking.
Huntington Asterisk-Free checking Pros & Cons
| Pros | Cons |
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Huntington Asterisk-Free checking FAQ
Are checking accounts from The Huntington National Bank federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #6560). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Huntington Asterisk-Free checking offer?
Huntington Asterisk-Free checking is not an interest-bearing account.
What are the account minimums for Huntington Asterisk-Free checking?
Huntington Asterisk-Free checking does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Huntington Asterisk-Free checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $3 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $36 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $36 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Early Account Closure | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $31 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $75 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Huntington Asterisk-Free checking charge overdraft fees?
Yes, Huntington Asterisk-Free checking charges a $36 fee for every overdraft.What features and perks does Huntington Asterisk-Free checking offer?
This account includes the following features:
- Fraud monitoring - Huntington Asterisk-Free checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Huntington Asterisk-Free checking allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
What is the customer support email for Huntington Asterisk-Free checking?
The customer support email for Huntington Asterisk-Free checking is social@huntington.com.
How do people rate the customer service and user experience of Huntington Asterisk-Free checking?
Overall, Huntington Asterisk-Free checking is strongly recommended based on community reviews that rate customer service and user experience.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from Huntington Asterisk-Free checking
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
Other Services by The Huntington National Bank
Other Checking Accounts from The Huntington National Bank
Rating not yet determined
Bonus Offer
Starting at $0
Disclaimer popup with additional information
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.02%
Disclaimer popup with additional information
Monthly Service Fee
$0 - $5
Disclaimer popup with additional information
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +70, or 4.4 on a 5-point rating scale.
+70
-1000+100
No one recommends
Everyone recommends
Huntington Asterisk-Free Checking Account Community Reviews
Would you recommend Huntington Asterisk-Free Checking Account to your friends?
AH
Alissa H.
Nov 13, 2022
May or may not recommend
I first started banking with Huntington in 2017 and they provided me with their Free Checking Account. The staff in my small town of residence are extremely friendly and helpful and they were able to answer any questions and concerns I had before and during sign up, and all throughout the 5 years I banked with them. There was no minimum monthly balance and I could even deposit checks through ...Show More
MB
Matt B.
Jun 29, 2022
May or may not recommend
I used Huntington for multiple years with NO problems. I would have continued to use it if there was an office closer to where I moved. Nonetheless. they were always quick to respond, professional, and provided me with the exact banking I needed in my younger years.
DL
Dakota L.
Feb 20, 2022
May or may not recommend
I started my Huntington Asterisk Free account in college after closing my old bank account due to various fees I kept getting charged. There was even a fee to close my old bank account. With my Asterisk Free account I can rest easy knowing I won’t get charged various fees! This is huge help especially when you are in college and every cent counts every second of the day. Fast ...Show More
AG
Allyson G.
Mar 5, 2021
May or may not recommend
I have had great service at Huntington and find their app to be easy to use and efficient. The bank tellers have also been friendly and helpful over many years!
MP
Melanie P.
Jan 11, 2021
May or may not recommend
I love this bank. It's easy to open an account online, you dont really need to deposit any money, and they have forgiveness on overdraft fees. They dont charge you for 24 hours and that gives you time to pay off your overdraft. I have not gotten one overdraft charge as I catch each overdraft in time. I love this bank! Theres also no hidden fees! ...Show More
SG
Sue G.
Jan 6, 2021
May or may not recommend
Huntington Bank has a lot of perks. First, opening an account online has the benefit of a $200 bonus once you meet direct deposit requirements. Unlike most banks that immediately charge overdraft fees, Huntington gives customers a 24-hour window to bring the account current. For individuals living paycheck to paycheck or for young people starting out, this is a feature that can save a great deal in fees. Huntington provided ...Show More
JF
Judith F.
Dec 6, 2020
May or may not recommend
Love how easy to use the bank is. I can use it from my phone, online or go up to one of the many local banks near my home. I also love how its availble at my local Meijers so i can do my shopping and banking in one spot. They have caught someone trying to fraud my account and acted real fast. Dealing with customer service was not a ...Show More
AC
Adriann C.
Oct 14, 2020
May or may not recommend
The Huntington Asterisk-Free Checking account was one of the first checking accounts I ever had. They had no overdraft fees for a couple of days as long as you made your account current. Customer service was great and I love banking at Huntington.
HM
Heidi M.
May 24, 2017
May or may not recommend
Huntington Bank advertises 24 hour grace and then pulls string to reneg on that offer. I had 4 pending bills that qualified for the 24 hour grace. I went to the bank ATM well before the midnight cut-off to deposit the required amount to cover the bills. I deposited part cash and part check. In spite of never having held any of the approximately 200 checks I deposited previously, they ...Show More
Megan R.
Oct 23, 2014
May or may not recommend
I have been using Huntington for 27 years now. My friends, family, and my family's business all use Huntington. I currently live in California and still have this bank (no HNB's out here). I have always had great experiences. When I lived in Ohio and visited this bank regularly, I was known by name and greeted with a smile every single time I was there. ...Show More
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