Last Updated: 01/21/2026
kstate CREDIT UNION Dividend Checking
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in Checking Accounts from kstate CREDIT UNION
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.20%(Verified 08/25/2024)
Monthly Service Fee
$0 - $7(Verified 01/21/2026)
kstate CREDIT UNION Dividend Checking Review
The kstate CREDIT UNION Dividend Checking is offered by kstate CREDIT UNION, a credit union founded in 1946 and based in Manhattan, KS. kstate CREDIT UNION Dividend Checking is available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. kstate CREDIT UNION Dividend Checking has an annual percentage yield of up to 0.20%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $500.
- $0 monthly account fees available. This account charges a monthly fee of up to $7, but the fee may be waived if you keep a minimum balance of$500.
- $500 minimum opening deposit. This is a typical minimum initial deposit.
- No ATM fees. kstate CREDIT UNION Dividend Checking does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in kstate CREDIT UNION mobile or online banking.
kstate CREDIT UNION Dividend Checking Pros & Cons
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kstate CREDIT UNION Dividend Checking FAQ
Are checking accounts from kstate CREDIT UNION federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does kstate CREDIT UNION Dividend Checking offer?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 0.20% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
kstate CREDIT UNION Dividend Checking offers an APY of 0.20% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $500.
What are the account minimums for kstate CREDIT UNION Dividend Checking?
kstate CREDIT UNION Dividend Checking requires a minimum initial deposit of $500.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does kstate CREDIT UNION Dividend Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $7 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does kstate CREDIT UNION Dividend Checking offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - kstate CREDIT UNION Dividend Checking allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for kstate CREDIT UNION Dividend Checking?
The customer support email for kstate CREDIT UNION Dividend Checking is info@kstatecu.com.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
10:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 12:00PM