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Last Updated: 01/21/2026

Leominster CU Premium Perks Checking

from Leominster Credit Union

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.10% - 0.15%(Verified 06/21/2024)

Monthly Service Fee

$0 - $10(Verified 01/21/2026)

Leominster CU Premium Perks Checking Review

The Leominster CU Premium Perks Checking is offered by Leominster Credit Union, a credit union founded in 1954 and based in Leominster, MA. Leominster CU Premium Perks Checking is available in 50 states and Washington, DC.

Key Takeaways

Higher than average APY. Leominster CU Premium Perks Checking has an annual percentage yield of up to 0.15%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $60.
$0 monthly account fees available. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$1,000.
Small minimum initial deposit. You only need $5 to open an account.
No ATM fees. Leominster CU Premium Perks Checking does not charge fees on ATM transactions .
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Leominster Credit Union mobile or online banking.

Leominster CU Premium Perks Checking Pros & Cons

Pros

Cons

Monthly maintenance fee waived (see terms for requirements).
Available in 50 states and Washington, DC.
Dividend-yielding account.
Insured by NCUA.

No signup bonus.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card

Leominster CU Premium Perks Checking FAQ

Are checking accounts from Leominster Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Leominster CU Premium Perks Checking offer?

Leominster CU Premium Perks Checking offers an APY starting at 0.10% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $60.

Leominster CU Premium Perks Checking Rates and Terms

Rates

Amount

APY (Annual Percentage Yield)

0.10% - 0.15%

What are the account minimums for Leominster CU Premium Perks Checking?

Leominster CU Premium Perks Checking requires a minimum initial deposit of $5.

Leominster CU Premium Perks Checking Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $1,000

Minimum Balance to Earn APY

$60

Minimum Opening Deposit

Starting at $5

What fees does Leominster CU Premium Perks Checking charge?

The good news is that this account does not have a monthly Service Charge.

Leominster CU Premium Perks Checking Fees

Description

Monthly Service Fee

$0 - $10

What features and perks does Leominster CU Premium Perks Checking offer?

This account includes the following features:

Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Leominster CU Premium Perks Checking allows you to manage your money online or with a mobile app.

What is the customer support email for Leominster CU Premium Perks Checking?

The customer support email for Leominster CU Premium Perks Checking is info@leominstercu.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

20 Adams St

Leominster, MA 01453

(800) 649-4646

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:30AM - 5:00PM

Tuesday

8:30AM - 5:00PM

Wednesday

8:30AM - 5:00PM

Thursday

8:30AM - 6:00PM

Friday

8:30AM - 5:00PM

Saturday

8:30AM - 12:00PM

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Bonus Offer

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Cashback Rewards

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APY (Annual Percentage Yield)

N/A

Monthly Service Fee

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Bonus Offer

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Bonus Offer

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

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