Last Updated: 01/21/2026
Leominster CU Premium Perks Checking
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.10% - 0.15%(Verified 06/21/2024)
Monthly Service Fee
$0 - $10(Verified 01/21/2026)
Leominster CU Premium Perks Checking Review
The Leominster CU Premium Perks Checking is offered by Leominster Credit Union, a credit union founded in 1954 and based in Leominster, MA. Leominster CU Premium Perks Checking is available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Leominster CU Premium Perks Checking has an annual percentage yield of up to 0.15%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $60.
- $0 monthly account fees available. This account charges a monthly fee of up to $10, but the fee may be waived if you keep a minimum balance of$1,000.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. Leominster CU Premium Perks Checking does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Leominster Credit Union mobile or online banking.
Leominster CU Premium Perks Checking Pros & Cons
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Leominster CU Premium Perks Checking FAQ
Are checking accounts from Leominster Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Leominster CU Premium Perks Checking offer?
Leominster CU Premium Perks Checking offers an APY starting at 0.10% and ranging up to 0.15% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $60.
| Rates | Amount |
| APY (Annual Percentage Yield) | 0.10% - 0.15% |
What are the account minimums for Leominster CU Premium Perks Checking?
Leominster CU Premium Perks Checking requires a minimum initial deposit of $5.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $1,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $60 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Leominster CU Premium Perks Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Leominster CU Premium Perks Checking offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Leominster CU Premium Perks Checking allows you to manage your money online or with a mobile app.
What is the customer support email for Leominster CU Premium Perks Checking?
The customer support email for Leominster CU Premium Perks Checking is info@leominstercu.com.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 5:00PM
Saturday
8:30AM - 12:00PM