Last Updated: 01/21/2026
Old Hickory Basic Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Rewards
N/A
APY (Annual Percentage Yield)
N/A
Monthly Maintenance Fee
$0 - $4(Verified 01/21/2026)
Old Hickory Basic Checking Account Review
The Old Hickory Basic Checking Account is offered by Old Hickory Credit Union, a credit union founded in 1934 and based in Nashville, TN. Old Hickory Basic Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- $0 monthly account fees available. This account charges a monthly fee of up to $4, but the fee may be waived if you keep a minimum balance of$100.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Old Hickory Basic Checking Account does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Old Hickory Credit Union mobile or online banking.
Old Hickory Basic Checking Account Pros & Cons
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Old Hickory Basic Checking Account FAQ
Are checking accounts from Old Hickory Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Old Hickory Basic Checking Account offer?
Old Hickory Basic Checking Account is not an interest-bearing account.
What are the account minimums for Old Hickory Basic Checking Account?
Old Hickory Basic Checking Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Old Hickory Basic Checking Account charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | $0 - $4 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Old Hickory Basic Checking Account offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Old Hickory Basic Checking Account allows you to manage your money online or with a mobile app.
What is the customer support email for Old Hickory Basic Checking Account?
The customer support email for Old Hickory Basic Checking Account is questions@ohcu.org.
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Hours of Operation
SundayClosedMonday8:00AM - 4:00PMTuesday8:00AM - 4:00PMWednesday8:00AM - 4:00PMThursday8:00AM - 4:00PMFriday8:00AM - 4:00PMSaturdayClosed
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Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
Up to 3.00%
Disclaimer popup with additional information
APY (Annual Percentage Yield)
N/A
Monthly Service Fee
$0
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.05% - 4.50%
Disclaimer popup with additional information
Monthly Service Fee
$0
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
N/A
Monthly Service Fee
$0
Disclaimer popup with additional information
Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.10%
Disclaimer popup with additional information
Monthly Service Fee
$0
Disclaimer popup with additional information
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