Regions Bank Preferred Checking
in Checking Accounts from Regions Bank · Member FDIC
Would you recommend Regions Bank Preferred Checking to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $18 |
| ATM Fee: Out-of-Network | $2.50 |
| Minimum Balance to Avoid Monthly Fee | $5,000 |
| APY (Annual Percentage Yield) | 0.01% |
Regions Bank Preferred Checking Review
Regions Bank Preferred Checking is offered by Regions Bank, a bank founded in 1873 and based in Huntsville, AL. Regions Bank Preferred Checking is available in 15 states across the USA.
- Low APY. The maximum annual percentage yield for this account is only 0.01%.
- Charges a monthly fee. This account charges a monthly service fee of up to $18, but the fee is waived if you keep a minimum balance of $5,000.
- Bill pay. Pay your bills to practically anyone in the United States through Regions Bank.
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Are checking accounts from Regions Bank federally insured?
Yes, your Regions Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Regions Lifegreen Preferred checking offer?
| Description | |
|---|---|
| APY (Annual Percentage Yield) | 0.01% |
Regions Lifegreen Preferred checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for Regions Lifegreen Preferred checking?
Regions Lifegreen Preferred checking requires a minimum initial deposit of $50 to open an account.
| Description | Amount |
|---|---|
| Minimum Opening Deposit | $50 |
| Minimum Combined Balance to Avoid Monthly Service Fee | $25,000 |
| Minimum Balance to Avoid Monthly Service Fee | $5,000 |
What fees does Regions Lifegreen Preferred checking charge?
This account charges a monthly service fee of up to $18.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Check Copy | $5 |
| Debit Card Replacement Fee | $5 |
| Early Account Closure | $25 |
| Foreign Transaction Fee (Debit Card) | 3% |
| Monthly Fee | $0 - $18 |
| NSF Fee | $36 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $36 |
| Overdraft Protection Fee (per transfer) | $15 |
| Paper Statement Fee | $2 |
| Returned Deposit Fee (Domestic) | $15 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $36 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $45 |
| Wire Transfer Fee - International (Incoming) | $18 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| ATM Fee: Out-of-Network | $2.50 |
Does Regions Lifegreen Preferred checking charge overdraft fees?
Yes, Regions Lifegreen Preferred checking charges a $36 fee for every overdraft.Regions Lifegreen Preferred checking offers overdraft protection at a cost of $15 per transaction.
What features and perks does Regions Lifegreen Preferred checking offer?
This account includes the following features:
- Fraud monitoring - Regions Lifegreen Preferred checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Regions Lifegreen Preferred checking allows you to manage your money online or with a mobile app.
How do people rate the customer service and user experience of Regions Lifegreen Preferred checking?
Overall, Regions Lifegreen Preferred checking is strongly recommended based on community reviews that rate customer service and user experience.
Availability
- Alaska
- Alabama
- Florida
- Georgia
- Iowa
- Illinois
- Indiana
- Kentucky
- Louisiana
- Missouri
- Mississippi
- North Carolina
- South Carolina
- Tennessee
- Texas
Feature Breakdown
| Minimum Combined Balance to Avoid Monthly Fee | $25,000 |
| Minimum Opening Deposit | Starting at $50 |
| Minimum Balance to Avoid Monthly Fee | $5,000 |
Regions Bank Preferred Checking Community Reviews
Would you recommend Regions Bank Preferred Checking to your friends?
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