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  Regions Bank Preferred Checking
Regions Bank Preferred Checking
in Checking Accounts from Regions Bank
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Regions Bank Preferred Checking

Unaffiliated
in Checking Accounts from Regions Bank
SuperMoney Net Recommendation Score +80  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +80, equating to 4.6 on a 5 point rating scale.

+80

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Strongly recommended

4 users recommend
1 user is unsure
0 users don't recommend
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Highlights
Community Rating Strongly recommended
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01%
Monthly Fee $0 - $18
Minimum Balance to Avoid Monthly Fee Starting at $5,000
Number of Reviews 5

Regions Bank Preferred Checking Review

Regions Bank Preferred Checking is offered by Regions Bank, founded in 1873 and based in Huntsville, AL. Regions Bank Preferred Checking is available in 15 states across the USA.

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.01%.
  • Charges a monthly fee. This account charges a monthly service fee of up to $18, but the fee is waived if you keep a minimum balance of $5,000.
Regions Lifegreen Preferred checking Pros & Cons
Pros Cons
  • Interest-yielding account.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in 15 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Regions Lifegreen Preferred checking FAQ

Are checking accounts from Regions Bank federally insured?

No, your Regions Bank checking accounts are not insured by a federal insurance agency. This means that if Regions Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Regions Lifegreen Preferred checking offer?

Regions Bank Preferred Checking Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

Regions Lifegreen Preferred checking offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Regions Lifegreen Preferred checking?

Regions Lifegreen Preferred checking requires a minimum initial deposit of $50 to open an account.

Regions Bank Preferred Checking Minimums
Description
Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $5,000

What fees does Regions Lifegreen Preferred checking charge?

This account charges a monthly service fee of up to $18.

Regions Bank Preferred Checking Fees
Description
ATM Fee: In-Network $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $18
NSF Fee $36
Online Bill Pay Fee $0
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $15
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $36
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $45
Wire Transfer Fee - International (Incoming) $18
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network Starting at $2.50

Does Regions Lifegreen Preferred checking charge overdraft fees?

Yes, Regions Lifegreen Preferred checking charges a $36 fee for every overdraft.

Regions Lifegreen Preferred checking offers overdraft protection at a cost of $15 per transaction.

What features and perks does Regions Lifegreen Preferred checking offer?

This account includes the following features:

What is the customer support email for Regions Lifegreen Preferred checking?

The customer support email for Regions Lifegreen Preferred checking is askRegions@regions.com.

How do people rate the customer service and user experience of Regions Lifegreen Preferred checking?

Overall, Regions Lifegreen Preferred checking is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Regions Bank

Preferred Checking® Account, This checking account comes with options to earn interest and a host of special features and benefits to deepen your relationship with Regions. Take control of your everyday spending and savings with a new Regions LifeGreen Preferred Checking® Account. Open an individual or joint account in minutes.

Availability

  Available in 15 states
  • Alaska
  • Alabama
  • Florida
  • Georgia
  • Iowa
  • Illinois
  • Indiana
  • Kentucky
  • Louisiana
  • Missouri
  • Mississippi
  • North Carolina
  • South Carolina
  • Tennessee
  • Texas

Feature Breakdown

Minimum Combined Balance to Avoid Monthly Fee $25,000
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee Starting at $5,000
ATM Fee: In-Network $0
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $5
Early Account Closure $25
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $18
NSF Fee $36
Overdraft Item Fee $36
Overdraft Protection Fee (per transfer) $15
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $15
Stop Payment Fee $36
Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $45
Wire Transfer Fee - International (Incoming) $18
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network Starting at $2.50
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Check Writing
Signup Bonus Starting at $0
Signup Deposit Requirement $0
APY (Annual Percentage Yield) 0.01%

Regions Bank Preferred Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +80, equating to 4.6 on a 5 point rating scale.

+80

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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