Last Updated: 01/21/2026
Sidney Federal Credit Union Gold Checking
Unaffiliated
Last Updated: 01/21/2026
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Checking Accounts
Filter & compare all your options in one place.
Highlights
Welcome Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.10% - 2.02%(Verified 09/25/2024)
Monthly Service Fee
$0(Verified 01/21/2026)
Sidney Federal Credit Union Gold Checking Review
The Sidney Federal Credit Union Gold Checking is offered by Sidney Federal Credit Union, a credit union founded in 1949 and based in Sidney, NY. Sidney Federal Credit Union Gold Checking is available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Up to 2.02% annual percentage yield (APY). This account offers an annual percentage yield of up to 2.02%, which is much higher than the average for the checking accounts that we track However, you must keep a minimum balance of $10000.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Large minimum initial deposit. You need a minimum deposit of $10,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
- No ATM fees. Sidney Federal Credit Union Gold Checking does not charge fees on ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Sidney Federal Credit Union mobile or online banking.
Sidney Federal Credit Union Gold Checking Pros & Cons
| Pros | Cons |
|
|
Sidney Federal Credit Union Gold Checking FAQ
Are checking accounts from Sidney Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Sidney Federal Credit Union Gold Checking offer?
Sidney Federal Credit Union Gold Checking offers an APY starting at 0.10% and ranging up to 2.02% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $10000.
| Rates | Amount |
| APY (Annual Percentage Yield) | 0.10% - 2.02% |
What are the account minimums for Sidney Federal Credit Union Gold Checking?
Sidney Federal Credit Union Gold Checking requires a minimum initial deposit of $10,000.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $10,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $10,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Sidney Federal Credit Union Gold Checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does Sidney Federal Credit Union Gold Checking offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Sidney Federal Credit Union Gold Checking allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Sidney Federal Credit Union Gold Checking?
The customer support email for Sidney Federal Credit Union Gold Checking is cuonline@sidneyfcu.org.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
9:00AM - 12:00PM