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Last Updated: 01/21/2026

Sierra Central CU Choice Checking Account

from Sierra Central Credit Union

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A(Verified 05/07/2024)

Monthly Service Fee

$0(Verified 01/21/2026)

Sierra Central CU Choice Checking Account Review

The Sierra Central CU Choice Checking Account is offered by Sierra Central Credit Union, a credit union founded in 1955 and based in Yuba City, CA. Sierra Central CU Choice Checking Account is available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

No monthly maintenance fees. This account does not charge any monthly account fees.
No ATM fees. Sierra Central CU Choice Checking Account does not charge fees on ATM transactions .
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Sierra Central Credit Union mobile or online banking.

Sierra Central CU Choice Checking Account Pros & Cons

Pros

Cons

Available in 50 states, 5 U.S. territories and Washington, DC.
Insured by NCUA.
Debit card

No signup bonus.
Does not earn interest.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.

Sierra Central CU Choice Checking Account FAQ

Are checking accounts from sierra central credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Sierra Central CU Choice Checking Account offer?

Sierra Central CU Choice Checking Account is not an interest-bearing account.

What are the account minimums for Sierra Central CU Choice Checking Account?

Sierra Central CU Choice Checking Account requires a minimum initial deposit of $25.

Sierra Central CU Choice Checking Account Minimums

Description

Minimum Opening Deposit

Starting at $25

What fees does Sierra Central CU Choice Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Sierra Central CU Choice Checking Account Fees

Description

Monthly Service Fee

What features and perks does Sierra Central CU Choice Checking Account offer?

This account includes the following features:

Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Sierra Central CU Choice Checking Account allows you to manage your money online or with a mobile app.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1351 Harter Pkwy

Yuba City, CA 95993

(800) 222-7228

Visit Site

Hours of Operation

Sunday

Closed

Monday

7:00AM - 7:00PM

Tuesday

7:00AM - 7:00PM

Wednesday

7:00AM - 7:00PM

Thursday

7:00AM - 7:00PM

Friday

7:00AM - 7:00PM

Saturday

Closed

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.05% - 0.15%

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Monthly Service Fee

Up to $8

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Bonus Offer

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Cashback Rewards

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APY (Annual Percentage Yield)

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Bonus Offer

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Cashback Rewards

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SuperMoney Net Recommendation Score

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-1000+100

No one recommends

Everyone recommends

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