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Last Updated: 01/21/2026

Truliant FCU Truly Free Checking Account

from Truliant Federal Credit Union

Last Updated: 01/21/2026

Truliant Federal Credit Union logo
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Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

N/A


Monthly Service Fee

$0(Verified 01/21/2026)

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Truliant FCU Truly Free Checking Account Review

The Truliant FCU Truly Free Checking Account is offered by Truliant Federal Credit Union, a credit union founded in 1952 and based in Winston-Salem, NC. Truliant FCU Truly Free Checking Account is available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No ATM fees. Truliant FCU Truly Free Checking Account does not charge fees on ATM transactions within its network but there is a fee of $2.00 for out-of-network ATM transactions .
  • Early direct deposit. You could have access to you paycheck funds faster if you set up a direct deposit to this account.

Truliant FCU Truly Free Checking Account Pros & Cons

Truliant FCU Truly Free Checking Account FAQ

Are checking accounts from Truliant Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Truliant FCU Truly Free Checking Account offer?

Truliant FCU Truly Free Checking Account is not an interest-bearing account.

What are the account minimums for Truliant FCU Truly Free Checking Account?

Truliant FCU Truly Free Checking Account requires a minimum initial deposit of $25.00.

What fees does Truliant FCU Truly Free Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Does Truliant FCU Truly Free Checking Account charge overdraft fees?

Yes, Truliant FCU Truly Free Checking Account charges a $28.00 fee for every overdraft.

What features and perks does Truliant FCU Truly Free Checking Account offer?

This account includes the following features:
  • Eligible for early pay - If you set up an eligible direct deposit with your employer, you may be able to collect your paycheck up to two days early.
  • Mobile Banking Services - Truliant FCU Truly Free Checking Account allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Truliant FCU Truly Free Checking Account?

The customer support email for Truliant FCU Truly Free Checking Account is TruliantFacebook@truliantfcu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3200 Truliant Way
Winston-Salem, NC 27103
(800) 822-0382
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.050%
Disclaimer popup with additional information

Monthly Service Fee

$7.50
Disclaimer popup with additional information
Visit Site

Truliant Federal Credit Union logo

Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.050%
Disclaimer popup with additional information

Monthly Service Fee

$0
Disclaimer popup with additional information

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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