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  Trustco Bank Home Town Premier Checking Account

Trustco Bank Home Town Premier Checking Account

in Checking Accounts from Trustco Bank

Unaffiliated

Trustco Bank Home Town Premier Checking Account

Unaffiliated

in Checking Accounts from Trustco Bank

Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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1 user recommends
0 users are unsure
3 users don't recommend
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Highlights
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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $0 - $5
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2.50
APY 0.05%

Trustco Bank Home Town Premier Checking Account Review

Trustco Bank Home Town Premier Checking Account is offered by Trustco Bank, a bank founded in 1902 and based in Schenectady, NY. Trustco Bank Home Town Premier Checking Account is offered in 5 states across the USA.

Are checking accounts from Trustco Bank federally insured?

Yes, your Trustco Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Trustco Bank offer?

Trustco Bank Home Town Premier Checking Account Rates & Terms
Description
APY 0.05%

Trustco Bank Home Town Premier Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

What are the account minimums for Trustco Bank Home Town Premier Checking Account?

Trustco Bank Home Town Premier Checking Account requires a minimum initial deposit of $50 to open an account.

Trustco Bank Home Town Premier Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $50
APY Minimum Balance $500
Minimum Combined Balance to Avoid Monthly Fee $500

What fees does Trustco Bank Home Town Premier Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Trustco Bank Home Town Premier Checking Account Fees
Description
Monthly Fee $0 - $5
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2.50
NSF Fee $30
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $30
Early Account Closure $0
Returned Deposit Fee (Domestic) $13
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $30
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $45
Wire Transfer Fee - International (Incoming) $10
Returned Deposit Fee (International) $13
Wire Transfer Fee - Domestic (Incoming) $10

What features and perks does Trustco Bank Home Town Premier Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Trustco Bank Home Town Premier Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking Services - Trustco Bank Home Town Premier Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Florida
  • Massachusetts
  • New Jersey
  • New York
  • Vermont

Feature Breakdown

APY Minimum Balance $500
Minimum Combined Balance to Avoid Monthly Fee $500
Minimum Initial Deposit $50
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $0
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $0 - $5
NSF Fee $30
Overdraft Item Fee $30
Returned Deposit Fee (Domestic) $13
Returned Deposit Fee (International) $13
Stop Payment Fee $30
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $45
ATM Fee: Out-of-Network $2.50
Bank Account Features
  • Debit Card
  • Fraud Monitoring
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.05%

Trustco Bank Home Town Premier Checking Account Community Reviews

 

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Trustco Bank Checking Accounts

Product

Reviews

Monthly Fee

Minimum Balance to Avoid Monthly Fee

ATM Fee: Out-of-Network

APY

Trustco Bank Home Town Free Checking

Trustco Bank Home Town Free Checking

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee $0 Monthly Fee
Minimum Balance to Avoid Monthly Fee $0 Minimum Balance to Avoid Monthly Fee
ATM Fee: Out-of-Network $2.50 ATM Fee: Out-of-Network
APY 0% APY