Trustco Bank Checking AccountUnaffiliated
Strongly not recommended
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Where does Trustco Bank Checking Account do business?
Trustco Bank Checking Account is based in Schenectady, NY. It was founded in 1902 and offers checking accounts services in 5 states across the USA.
Trustco Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.
What APY does Trustco Bank offer?
Trustco Bank Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.
What features and perks does Trustco Bank Checking Account offer?
This account includes the following features:
- Fraud monitoring - Trustco Bank Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Mobile Banking - Trustco Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
What fees does Trustco Bank Checking Account charge?
The good news is that this account does not charge a monthly maintenance fee.
- Outgoing domestic bank transfers come with a $30 fee.
- Incoming domestic bank transfers come with a $10 fee.
- Outoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10 fee.
- Every returned deposit incurs in a $0 charge.
PO Box 1082
Schenectady, NY 12301 USA
- Visit Site
Other Services by Trustco Bank
- New Jersey
- New York
- Debit Card
- Fraud Monitoring
- Interest Bearing Account
- Mobile Banking
- Mobile Check Deposit
- No ATM Fees
- No Monthly Maintenance Fee