Trustco Bank Checking Account

in Checking Accounts

Unaffiliated Visit Site

Trustco Bank Checking Account


in Checking Accounts

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
3 users don't recommend
Cast your vote
Cast your vote

Would you recommend Trustco Bank Checking Account to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend


Where does Trustco Bank Checking Account do business?

Trustco Bank Checking Account is based in Schenectady, NY. It was founded in 1902 and offers checking accounts services in 5 states across the USA.

Trustco Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Trustco Bank offer?

Trustco Bank Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

What features and perks does Trustco Bank Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Trustco Bank Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking - Trustco Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does Trustco Bank Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

  • Outgoing domestic bank transfers come with a $30 fee.
  • Incoming domestic bank transfers come with a $10 fee.
  • Outoing international bank transfers come with a $45 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10 fee.
  • Every returned deposit incurs in a $0 charge.
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Florida
  • Massachusetts
  • New Jersey
  • New York
  • Vermont

Feature Breakdown

APY Minimum Balance
Minimum Initial Deposit
Minimum Combined Balance to Avoid Monthly Fee
No Fees
Paper Statement Fee
ATM Fee: In-Network
Overdraft Protection Fee (per transfer)
Early Account Closure
Debit Card Replacement Fee
Online Bill Pay Fee
List of Fees
Monthly Fee
$0 - $5
ATM Fee: Out-of-Network
Overdraft Item Fee
Returned Deposit Fee (Domestic)
Stop Payment Fee
Foreign Transaction Fee (Debit Card)
Wire Transfer Fee - Domestic (Outgoing)
Wire Transfer Fee - International (Outgoing)
Wire Transfer Fee - International (Incoming)
Returned Deposit Fee (International)
Wire Transfer Fee - Domestic (Incoming)
Bank Account Features
  • Debit Card
  • Fraud Monitoring
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • No ATM Fees
  • No Monthly Maintenance Fee
  0% 5%



Would you recommend Trustco Bank Checking Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Checking Accounts