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Trustco Bank Checking Account

in Checking Accounts

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Trustco Bank Checking Account

Unaffiliated

in Checking Accounts

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
3 users don't recommend
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Highlights
Highlights
SuperMoney Rating Strongly not recommended
Monthly Fee Up to $5
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee $0
APY 0.05%

Overview

Where does Trustco Bank Checking Account do business?

Trustco Bank Checking Account is based in Schenectady, NY. It was founded in 1902 and offers checking accounts services in 5 states across the USA.

Trustco Bank Checking Account is a member of the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor if a member institution fails.

What APY does Trustco Bank offer?

Trustco Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 0.05%

Trustco Bank Checking Account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $500.

What are the account minimums for Trustco Bank Checking Account?

Trustco Bank Checking Account does not have a minimum initial deposit to open an account.
Trustco Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $50
APY Minimum Balance $500
Minimum Combined Balance to Avoid Monthly Fee $500

What features and perks does Trustco Bank Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Trustco Bank Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking - Trustco Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.

What fees does Trustco Bank Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

Trustco Bank Checking Account Fees
Fees Amount
ATM Out-Of-Network Fee $2.50
Non-Sufficient Funds $30
Overdraft Item Fee $30
Returned Deposit Fee (International) $13
Outgoing Domestic Bank Transfer Fee $30
Incoming Domestic Bank Transfer Fee $10
Outgoing International Bank Transfer Fee $45
Incoming International Bank Transfer Fee $10

What features and perks does Trustco Bank Checking Account offer?

This account includes the following features:

  • Fraud monitoring - Trustco Bank Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Mobile Banking - Trustco Bank Checking Account allows you to manage your money on the go without ever having to step in a brick-and-mortar bank. This includes depositing checks in your account with your smartphone.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Florida
  • Massachusetts
  • New Jersey
  • New York
  • Vermont

Reviews

 
 

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