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  Ventura County Checking Accounts
Ventura County Checking Accounts
in Checking Accounts from Ventura County Credit Union · Insured by NCUA
Unaffiliated

Ventura County Checking Accounts

Unaffiliated
in Checking Accounts from Ventura County Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
(Verified 08/19/2023)
Monthly Maintenance Fee $0 - $12
(Verified 08/19/2023)
Minimum Balance to Avoid Monthly Fee N/A

Ventura County Checking Accounts Review

Ventura County Checking Accounts is offered by Ventura County Credit Union, a credit union founded in 1950 and based in Ventura, CA. Ventura County Checking Accounts is available in 50 states (and Washington, DC).

Key Takeaways

  • 0% APY. As with most checking accounts, Ventura County Checking Accounts does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $12.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Ventura County Credit Union mobile or online banking.

Ventura County Checking Accounts Pros & Cons

Pros Cons
  • Available in all 50 states.
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Monthly service charge.

Ventura County Checking Accounts FAQ

Are checking accounts from Ventura County Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Ventura County Checking Accounts offer?

Ventura County Checking Accounts is not an interest-bearing account.

What are the account minimums for Ventura County Checking Accounts?

Ventura County Checking Accounts does not require a minimum initial deposit.

Ventura County Checking Accounts Minimums
Description
Minimum Opening Deposit Starting at $0

What fees does Ventura County Checking Accounts charge?

This account charges a monthly maintenance fee of up to $12.

Ventura County Checking Accounts Fees
Description
Monthly Maintenance Fee $0 - $12
Stop Payment Fee $25
Check Copy $3
Check Cashing Fee $0

What features and perks does Ventura County Checking Accounts offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Ventura County Checking Accounts allows you to manage your money online or with a mobile app.

What is the customer support email for Ventura County Checking Accounts?

The customer support email for Ventura County Checking Accounts is cuadmin@vccuonline.net .

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Monthly Maintenance Fee $0 - $12
(Verified 08/19/2023)
Stop Payment Fee $25
Check Copy $3
Check Cashing Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Banking
  • IRAs
APY (Annual Percentage Yield) 0%
(Verified 08/19/2023)

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