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Last Updated: 01/21/2026

Ventura County Simply Earn Checking Account

in Checking Accounts from Ventura County Credit Union

Last Updated: 01/21/2026

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APY (Annual Percentage Yield)

0.10% - 0.35%(Verified 06/21/2024)

Monthly Service Fee

$0 - $11(Verified 01/21/2026)

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Ventura County Simply Earn Checking Account Review

The Ventura County Simply Earn Checking Account is offered by Ventura County Credit Union, a credit union founded in 1950 and based in Ventura, CA. Ventura County Simply Earn Checking Account is available in 50 states and Washington, DC.

Key Takeaways

  • Higher than average APY. Ventura County Simply Earn Checking Account has an annual percentage yield of up to 0.35%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $500.
  • Charges a monthly fee. This account charges a monthly fee of up to $11, but the fee may be waived if you keep a minimum balance of$2,500.

Ventura County Simply Earn Checking Account Pros & Cons

Ventura County Simply Earn Checking Account FAQ

Are checking accounts from Ventura County Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Ventura County Simply Earn Checking Account offer?

Ventura County Simply Earn Checking Account offers an APY starting at 0.10% and ranging up to 0.35% (APY stands for annual percentage yield, rates may change). However, to earn interest, you must keep an average beginning day balance of at least $500.

What are the account minimums for Ventura County Simply Earn Checking Account?

Ventura County Simply Earn Checking Account requires a minimum initial deposit of $25.

What fees does Ventura County Simply Earn Checking Account charge?

This account charges a monthly maintenance fee each statement cycle of up to $11.

What features and perks does Ventura County Simply Earn Checking Account offer?

This account includes the following features:

    What is the customer support email for Ventura County Simply Earn Checking Account?

    The customer support email for Ventura County Simply Earn Checking Account is cuadmin@vccuonline.net .

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    Contact

    Headquarters

    2575 Vista Del Mar Dr
    100
    Ventura, CA 93001
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 5:00PM
    Tuesday
    8:00AM - 5:00PM
    Wednesday
    8:00AM - 5:00PM
    Thursday
    8:00AM - 6:00PM
    Friday
    8:00AM - 6:00PM
    Saturday
    9:00AM - 2:00PM

    Other Services by Ventura County Credit Union