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Last Updated: 01/21/2026

Virginia Credit Union Checking Account

in Checking Accounts from Virginia Credit Union

Last Updated: 01/21/2026

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Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

N/A


Monthly Service Fee

$0(Verified 01/21/2026)

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Virginia Credit Union Checking Account Review

The Virginia Credit Union Checking Account is offered by Virginia Credit Union, a credit union founded in 1928 and based in Richmond, VA. Virginia Credit Union Checking Account is available in 50 states and Washington, DC.

Key Takeaways

  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $20 to open an account.
  • No ATM fees. Virginia Credit Union Checking Account does not charge fees on ATM transactions .

Virginia Credit Union Checking Account Pros & Cons

Virginia Credit Union Checking Account FAQ

Are checking accounts from Virginia Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Virginia Credit Union Checking Account offer?

Virginia Credit Union Checking Account is not an interest-bearing account.

What are the account minimums for Virginia Credit Union Checking Account?

Virginia Credit Union Checking Account requires a minimum initial deposit of $20.

What fees does Virginia Credit Union Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

What features and perks does Virginia Credit Union Checking Account offer?

This account includes the following features:
  • Mobile Banking Services - Virginia Credit Union Checking Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Virginia Credit Union Checking Account?

The customer support email for Virginia Credit Union Checking Account is memsvc@vacu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

7500 Boulder View Dr
Richmond, VA 23225
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 6:00PM
Tuesday
8:00AM - 6:00PM
Wednesday
8:00AM - 6:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
Closed

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