M&T Bank Mortgage Refinance
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| Loan Amount | N/A |
| Loan Term (Years) | 15 - 30 years |
M&T Bank Mortgage Refinance Review
M&T Bank Mortgage Refinance is offered by M&T Bank, a bank founded in 1856 and based in Buffalo, NY. M&T Bank Mortgage Refinance are available in 50 states (and Washington, DC).
Key Takeaways
- Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
- Only primary residences considered. M&T Bank Mortgage Refinance does not offer refinancing for vacation homes or investment properties.
- Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
- Very good credit required. You'll need a credit score of at least 740 to qualify.
M&T Bank Mortgage Refinance Pros & Cons
| Pros | Cons |
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M&T Bank Mortgage Refinance FAQ
What is the maximum loan term for a mortgage refinance via M&T Bank Mortgage?
The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. M&T Bank Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.
How long does M&T Bank Mortgage take to refinance?
M&T Bank Mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.Does M&T Bank Mortgage charge a mortgage origination fee?
Yes, M&T Bank Mortgage Refinance will charge a loan origination fee.
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Contact
- Headquarters
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One M & T Plaza
Buffalo, NY 14203 USA - (800) 724-2440
- Visit Site
- Email Support
Other Services by M&T Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Credit Score Range | 740 - 850 |
| Employment Statuses Considered |
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| Immigration Status Considered |
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| Joint Loan Applications Accepted |
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| Military Status |
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| Verification Documents Required |
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