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Last Updated: 04/18/2025

M&T Bank Mortgage Refinance

from M&T Bank

Last Updated: 04/18/2025

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Highlights

Credit Score Range

740 - 850

Amount Range

N/A

Loan Term (Years)

15 - 30

M&T Bank Mortgage Refinance Review

M&T Bank Mortgage Refinance is offered by M&T Bank , a bank founded in 1856 and based in Buffalo, NY. M&T Bank Mortgage are available in 50 states and Washington, DC.

Key Takeaways

Specializes in multi-family properties. Only offers mortgages for multi-family properties, but not for single-family homes or manufactured homes.
Does not consider primary residences. Unusual offering — M&T Bank Mortgage Refinance may only serve non-primary-use homes.
Charges a prepayment fee. This means you will be charged an additional fee if you repay the mortgage early.
Very good credit required. You'll need a credit score of at least 740 to qualify.

M&T Bank Mortgage Refinance Pros & Cons

Pros

Cons

Available in all 50 states.

Charges an origination fee.
Only considers applicants with good credit.
Charges prepayment fees.
No co-sign option available.

M&T Bank Mortgage Refinance FAQ

What is the maximum loan term for a mortgage refinance via M&T Bank Mortgage?

The term of a mortgage refinance will impact the cost of your monthly payments. Longer terms will typically reduce your monthly payments but it will also increase the interest you pay. M&T Bank Mortgage Refinance offers mortgage refinancing with terms ranging from 15 to 30 years.

How long does M&T Bank Mortgage take to refinance?

M&T Bank Mortgage does not provide details on the average time to close a refinance. However, it typically takes 30 to 45 days to complete a refinance. Of course, a lot depends on the market, the lender, and how long appraisals and inspections take.

Does M&T Bank Mortgage charge a mortgage origination fee?

Yes, M&T Bank Mortgage Refinance will charge a loan origination fee .

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Contact

Headquarters

One M & T Plaza

Buffalo, NY 14203

(800) 724-2440

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:00PM

Tuesday

9:00AM - 4:00PM

Wednesday

9:00AM - 4:00PM

Thursday

9:00AM - 4:00PM

Friday

9:00AM - 4:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

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-1000+100

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.