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  M&T Bank Checking Account

M&T Bank Checking Account

in Checking Accounts from M&T Bank

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M&T Bank Checking Account

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in Checking Accounts from M&T Bank

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Highlights
Highlights
Monthly Fee $0 - $24.95
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $3
APY 0.01% - 0.05%

M&T Bank Checking Account Review

Where is M&T Bank Checking Account available?

M&T Bank is based in Buffalo, NY. It was founded in 1856 and offers banking services in 8 states (and Washington, DC).

Is M&T Bank Checking Account insured by the FDIC?

Deposits in M&T Bank Checking Account are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC insures deposits in checking accounts, savings accounts, certificates of deposit (CDs), and money market accounts up to $250,000 per depositor.

What APY does M&T Bank offer?

M&T Bank Checking Account offers an APY starting at 0.01% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change).

M&T Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.01% - 0.05%

What are the account minimums for M&T Bank Checking Account?

M&T Bank Checking Account requires a minimum initial deposit of $25 to open an account.

M&T Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $25

What fees does M&T Bank Checking Account charge?

The good news is that this account does not charge a monthly maintenance fee.

M&T Bank Checking Account Fees
Description
Monthly Fee $0 - $24.95
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $3
NSF Fee $38.50
Overdraft Protection Fee (per transfer) $12.50
Overdraft Item Fee $38.50
Early Account Closure $50
Returned Deposit Fee (Domestic) $20
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $35
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $32
Wire Transfer Fee - International (Outgoing) $75
Wire Transfer Fee - International (Incoming) $16
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $16
ATM Reimbursement Monthly Limit N/A

What features and perks does M&T Bank Checking Account offer?

This account includes the following features:

  • Mobile Banking Services - M&T Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 8 states and Washington, D.C.
  • Connecticut
  • Delaware
  • Washington, DC
  • Maryland
  • New Jersey
  • New York
  • Pennsylvania
  • Virginia
  • West Virginia

Feature Breakdown

Minimum Initial Deposit $25
Paper Statement Fee $0
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Online Bill Pay Fee $0
Monthly Fee $0 - $24.95
ATM Fee: Out-of-Network $3
NSF Fee $38.50
Overdraft Protection Fee (per transfer) $12.50
Overdraft Item Fee $38.50
Early Account Closure $50
Returned Deposit Fee (Domestic) $20
Stop Payment Fee $35
Foreign Transaction Fee (Debit Card) 3%
Wire Transfer Fee - Domestic (Outgoing) $32
Wire Transfer Fee - International (Outgoing) $75
Wire Transfer Fee - International (Incoming) $16
Returned Deposit Fee (International) $20
Wire Transfer Fee - Domestic (Incoming) $16
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.01% - 0.05%

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