
Amegy Amazing Cash Credit Card
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Purchase APR (Variable APR) |
13.75% - 21.25% (Verified 10/21/2022) |
Balance Transfer APR (Variable APR) |
13.75% - 21.25% (Verified 10/21/2022) |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Amegy Amazing Cash Credit Card Review
This is a cashback credit card issued by Amegy Bank. If you're wondering whether Amegy Amazing Cash Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Amegy Amazing Cash Credit Card has a variable purchase APR that ranges from 13.75% up to 21.25%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 4% Balance transfer fee. Amegy Amazing Cash Credit Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Amegy Amazing Cash Credit Card
The Good | The Bad |
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Amegy Amazing Cash Credit Card FAQ
Does Amegy Amazing Cash Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
What are the Amegy Amazing Cash Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Amegy Amazing Cash Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Amegy Amazing Cash Credit Card has a variable purchase APR that ranges from 13.75% up to 21.25%. The card has a variable balance transfer APR that ranges from 13.75% up to 21.25%. It also has a variable cash advance APR of 25.24% .
Does Amegy Amazing Cash Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 13.75% - 21.25% |
Balance Transfer Fee Minimum | $10 |
Balance Transfer Fee % | 4% |
Does Amegy Amazing Cash Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Amegy Amazing Cash Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Amegy Amazing Cash Credit Card have a foreign transaction fee?
Amegy Amazing Cash Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Amegy Amazing Cash Credit Card?
The Amegy Amazing Cash Credit Card customer service number is (800) 287-0301.
What is the support contact email for Amegy Amazing Cash Credit Card?
The support contact email for Amegy Amazing Cash Credit Card is info@amegybank.com.
What is the Amegy Amazing Cash Credit Card login page?
You can access the Amegy Amazing Cash Credit Card login page here.
How do people rate the customer service and user experience of Amegy Amazing Cash Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Amegy Amazing Cash Credit Card report your account activity to credit bureaus?
Yes, Amegy Amazing Cash Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Amegy Amazing Cash Credit Card
- Visit the Amegy Amazing Cash Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1717 West Loop South
Houston, TX 77027 USA - (800) 287-0301
- Visit Site
- Email Support
Other Services by Amegy Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 6 months |
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