Amegy Amazing Rewards Credit Card
in Personal Credit Cards from Amegy Bank
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| Balance Transfer APR (Variable APR) | 12.25% - 19.75% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 12.25% - 19.75% |
| Rewards Rates | Every Purchase |
Amegy Amazing Rewards Credit Card Review
Amegy Amazing Rewards Credit Card is a rewards credit card issued by Amegy Bank. If you're wondering whether Amegy Amazing Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- Earn 1 point for every dollar spent on everyday purchases. Terms and conditions apply.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Competitive APRs. Amegy Amazing Rewards Credit Card has a variable purchase APR that ranges from 12.25% up to 19.75%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 4% Balance transfer fee. Amegy Amazing Rewards Credit Card charges a fee of up to 4% on balance transfers. For example, a balance of $1,000 could cost up to $40 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
| The Good | The Bad |
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Is there a Amegy Amazing Rewards Credit Card cash back or rewards program?
Amegy Amazing Rewards Credit Card offers a rewards program to its customers.
| Rewards rate (all purchases) | 1% |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Amegy Amazing Rewards Credit Card have a signup bonus?
Amegy Amazing Rewards Credit Card doesn't offer a cash signup bonus.Does Amegy Amazing Rewards Credit Card offer an annual loyalty bonus?
Amegy Amazing Rewards Credit Card doesn't offer a cash loyalty bonus.What are the Amegy Amazing Rewards Credit Card benefits?
Amegy Amazing Rewards Credit Card provides the following benefits:
- Zero fraud liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Amegy Amazing Rewards Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Amegy Amazing Rewards Credit Card has lower than average purchase APRs.Amegy Amazing Rewards Credit Card has a variable purchase APR that ranges from 12.25% up to 19.75%. The card has a variable balance transfer APR that ranges from 12.25% up to 19.75%. It also has a variable cash advance APR of 23.74% .
Does Amegy Amazing Rewards Credit Card have an introductory APR offer on balance transfers??
Yes, Amegy Amazing Rewards Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer APR | 12.25% - 19.75% |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period (months) | 12 |
| Balance Transfer Fee % | 4% |
| Balance Transfer Fee % After Intro Period | N/A |
| Balance Transfer Fee Intro Period (days) | N/A |
| Balance Transfer Fee Minimum | $10 |
Does Amegy Amazing Rewards Credit Card have an introductory APR offer on new purchases??
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the Amegy Amazing Rewards Credit Card fees?
The following fees apply to Amegy Amazing Rewards Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | up to $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 4% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $35 |
Does Amegy Amazing Rewards Credit Card have a foreign transaction fee?
Amegy Amazing Rewards Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Amegy Amazing Rewards Credit Card report your account activity to credit bureaus?
Amegy Amazing Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Amegy Amazing Rewards Credit Card
- Visit the Amegy Amazing Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1717 West Loop South
Houston, TX 77027 - (800) 287-0301
- Visit Site
Other Services by Amegy Bank
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 6 months |
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Other Personal Credit Cards
Amegy Bank Personal Credit Cards
Balance Transfer APR
10.25% - 16.25%
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
10.25% - 16.25%
Balance Transfer APR
12.25% - 19.75%
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
12.25% - 19.75%
- 1% on Every Purchase
Balance Transfer APR
15.74% - 25.74%
Credit Score Range
700 - 850
Annual Fee
$95
Purchase APR
15.74% - 23.74%
Balance Transfer APR
14.74% - 25.74%
Credit Score Range
700 - 850
Annual Fee
$195
Purchase APR
15.74% - 23.74%
- 3% on Airfare
- 3% on Car Rentals
- 1.5% on Every Purchase
- 3% on Hotels
- 3% on Restaurants
- 3% on Travel
Balance Transfer APR
15.74% - 25.74%
Credit Score Range
700 - 850
Annual Fee
$450
Purchase APR
25.74% - 23.74%
- 3% on Airfare
- 3% on Car Rentals
- 2% on Every Purchase
- 3% on Hotels
- 3% on Restaurants
- 3% on Travel
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