
Banco Santander Puerto Rico Santander ZeroCard MasterCard
in Personal Credit Cards from Banco Santander
UnaffiliatedBanco Santander Puerto Rico Santander ZeroCard MasterCard
in Personal Credit Cards from Banco Santander
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Purchase APR (Variable APR) | 10.95% - 25.95% |
Balance Transfer APR (Variable APR) | 10.95% - 25.95% |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Banco Santander Puerto Rico Santander ZeroCard MasterCard Review
Banco Santander Puerto Rico Santander ZeroCard MasterCard is a credit card issued by Banco Santander. If you're wondering whether Banco Santander Puerto Rico Santander ZeroCard MasterCard is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Banco Santander Puerto Rico Santander ZeroCard MasterCard has a variable purchase APR that ranges from 10.95% up to 25.95%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
The Good | The Bad |
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Is there a Banco Santander Puerto Rico Santander ZeroCard MasterCard cash back or rewards program?
No, Banco Santander Puerto Rico Santander ZeroCard MasterCard does not offer a rewards program.
What are the Banco Santander Puerto Rico Santander ZeroCard MasterCard benefits?
Banco Santander Puerto Rico Santander ZeroCard MasterCard provides the following benefits:
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Banco Santander Puerto Rico Santander ZeroCard MasterCard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Banco Santander Puerto Rico Santander ZeroCard MasterCard has lower than average purchase APRs.Banco Santander Puerto Rico Santander ZeroCard MasterCard has a variable purchase APR that ranges from 10.95% up to 25.95%. The card has a variable balance transfer APR that ranges from 10.95% up to 25.95%. It also has a variable cash advance APR that ranges from 22.95% up to 25.95%. Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Banco Santander Puerto Rico Santander ZeroCard MasterCard have an introductory APR offer on balance transfers?
No, Banco Santander Puerto Rico Santander ZeroCard MasterCard does not come with an introductory APR offer for balance transfers.Does Banco Santander Puerto Rico Santander ZeroCard MasterCard have an introductory APR offer on new purchases?
Banco Santander Puerto Rico Santander ZeroCard MasterCard does not offer an introductory rate on new purchases.What are the fees for Banco Santander Puerto Rico Santander ZeroCard MasterCard?
The following fees apply to Banco Santander Puerto Rico Santander ZeroCard MasterCard:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $10 |
Late Payment Fee | up to $38 |
Does Banco Santander Puerto Rico Santander ZeroCard MasterCard have a foreign transaction fee?
Banco Santander Puerto Rico Santander ZeroCard MasterCard does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Banco Santander Puerto Rico Santander ZeroCard MasterCard report your account activity to credit bureaus?
Yes, Banco Santander Puerto Rico Santander ZeroCard MasterCard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Banco Santander Puerto Rico Santander ZeroCard MasterCard
- Visit the Banco Santander Puerto Rico Santander ZeroCard MasterCard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
824 North Market Street
Suite 100
Wilmington, DE 19801 - Visit Site
Other Services by Banco Santander

Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | Starting at 0% |
Minimum Cash Advance Fee ($) | Starting at $0 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 27 days |
Additional Card Fee Amount | $0 |
Returned Payment Fee | Up to $10 |
Late Fee Amount | Up to $38 |
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