Last Updated: 07/28/2025
Banco Santander Puerto Rico Visa CashBack 3D
Unaffiliated
in Credit Cards from Banco Santander
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
9.95% - 25.95%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
9.95% - 25.95%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Annual Fee
$24
Banco Santander Puerto Rico Visa CashBack 3D Review
This is a cashback credit card issued by Banco Santander. If you're wondering whether Banco Santander Puerto Rico Visa CashBack 3D is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- APRs: Banco Santander Puerto Rico Visa CashBack 3D has a variable regular purchase APR that ranges from 9.95% up to 25.95%.
- $0 intro annual fee for the first year. Banco Santander Puerto Rico Visa CashBack 3D gives you the chance to have the card for a year without paying the $24 annual fee.
- A 2% balance transfer fee. Banco Santander Puerto Rico Visa CashBack 3D charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase security, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Banco Santander Puerto Rico Visa CashBack 3D
| The Good | The Bad |
|
|
Banco Santander Puerto Rico Visa CashBack 3D FAQ
Does Banco Santander Puerto Rico Visa CashBack 3D have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Banco Santander Puerto Rico Visa CashBack 3D have a signup bonus?
This card doesn't offer a cash signup bonus.Does Banco Santander Puerto Rico Visa CashBack 3D offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Banco Santander Puerto Rico Visa CashBack 3D benefits?
Banco Santander Puerto Rico Visa CashBack 3D provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for Banco Santander Puerto Rico Visa CashBack 3D?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Banco Santander Puerto Rico Visa CashBack 3D has a variable purchase APR that ranges from 9.95% up to 25.95%. The card has a variable balance transfer APR that ranges from 9.95% up to 25.95%. It also has a variable cash advance APR that ranges from 22.95% up to 25.95%.
Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Banco Santander Puerto Rico Visa CashBack 3D have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 9.95% - 25.95% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Banco Santander Puerto Rico Visa CashBack 3D have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 6 months.
What are the fees for Banco Santander Puerto Rico Visa CashBack 3D?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $24 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $12 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $38 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $2 - $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $24.
Does Banco Santander Puerto Rico Visa CashBack 3D have a foreign transaction fee?
Banco Santander Puerto Rico Visa CashBack 3D charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Banco Santander Puerto Rico Visa CashBack 3D?
The customer service number for Banco Santander Puerto Rico Visa CashBack 3D is .
What is the support contact email for Banco Santander Puerto Rico Visa CashBack 3D?
The support contact email for Banco Santander Puerto Rico Visa CashBack 3D is customerrelations@santander.us.
What is the login page for Banco Santander Puerto Rico Visa CashBack 3D?
You can access the login page of Banco Santander Puerto Rico Visa CashBack 3D here.
How do people rate the customer service and user experience of Banco Santander Puerto Rico Visa CashBack 3D?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Banco Santander Puerto Rico Visa CashBack 3D report your account activity to credit bureaus?
Yes, Banco Santander Puerto Rico Visa CashBack 3D reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Banco Santander perform a hard credit pull?
Yes, Banco Santander Puerto Rico Visa CashBack 3D performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Banco Santander Puerto Rico Visa CashBack 3D
- Visit the website of Banco Santander Puerto Rico Visa CashBack 3D.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
6:00AM - 10:00AM
Monday
6:00AM - 10:00AM
Tuesday
6:00AM - 10:00AM
Wednesday
6:00AM - 10:00AM
Thursday
6:00AM - 10:00AM
Friday
6:00AM - 10:00AM
Saturday
6:00AM - 10:00AM