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  Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card

Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card

in Personal Credit Cards from Bethpage Federal Credit Union

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Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card

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in Personal Credit Cards from Bethpage Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 11.15% - 22.15%
Balance Transfer APR  (Variable APR) 11.15% - 22.15%
Credit Score Range 650 - 850
Annual Fee $95

Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card Review

Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card is a rewards credit card issued by Bethpage Federal Credit Union. If you're wondering whether Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 25000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card has a variable purchase APR that ranges from 11.15% up to 22.15%.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card is accepted.
  • Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $95
Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card FAQ

Is there a Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card cash back or rewards program?

Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card offers a rewards program to its customers.

Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card Rewards
Minimum rewards rate 2x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 25000
Signup Bonus Spend Requirement $3000
Signup Bonus Spend Period (months) 3 months

Does Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card have a signup bonus?

Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card doesn't offer a cash signup bonus. However, it does include a 25000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card offer an annual loyalty bonus?

Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card benefits?

Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card provides the following benefits:

  • Extended Warranty Protection
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card has lower than average purchase APRs.

Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card has a variable purchase APR that ranges from 11.15% up to 22.15%. The card has a variable balance transfer APR that ranges from 11.15% up to 22.15%. It also has a variable cash advance APR that ranges from 11.15% up to 22.15%. Note that late payments are subject to an APR of 22.15% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card have an introductory APR offer on balance transfers?

No, Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card does not come with an introductory APR offer for balance transfers.

Does Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card have an introductory APR offer on new purchases?

Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card does not offer an introductory rate on new purchases.

What are the fees for Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card?

The following fees apply to Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card:

  • There is no overlimit fee
Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card Fees
Fees Amount
Annual Fee $95
Overlimit Fee $0
Foreign Transaction Fee 0%
Late Payment Fee $25

Does Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card have a foreign transaction fee?

Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card report your account activity to credit bureaus?

Yes, Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card

  • Visit the Bethpage Federal Credit Union Mastercard® Be You Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   899 S Oyster Bay Rd. Box 127
    Bethpage, NY 11714
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Bethpage Federal Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Starting at 2
Restaurants (Points) Starting at 3
Gas (Points) Starting at 3
Car Rentals (Points) Starting at 3
Airfare (Points) Starting at 3
Every Purchase (Points) Earn 2 points for every $1 spent on all purchases.
Foreign Currency Transaction Fee 0%
No Annual Fee
No Foreign Transaction Fee
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $5
Annual Fee $95
Minimum Interest Charge $1
Paper Statement Fee $5
Late Fee Amount $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
Rewards Categories
  • Every Purchase
  • Travel
  • Restaurants
  • Hotels
  • Airfare
  • Groceries
  • Car Rentals
Signup Bonus (points) 25,000
Cash Advance APR (Variable APR) 11.15% - 22.15%
Credit Limit $500 - $15,000
Penalty APR (Variable APR) 22.15%
Purchase APR (Variable APR) 11.15% - 22.15%
Balance Transfer APR (Variable APR) 11.15% - 22.15%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
Card Network Mastercard

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