Last Updated: 07/28/2025
Bethpage FCU Be You Rewards Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
11.15% - 22.15%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
11.15% - 22.15%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$95
Bethpage FCU Be You Rewards Credit Card Review
This is a rewards card issued by Bethpage Federal Credit Union. If you're wondering whether Bethpage FCU Be You Rewards Credit Card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
- Welcome offer. Offers a signup bonus of 25000 points that can be redeemed for travel, gifts, or other perks.
- APRs: Bethpage FCU Be You Rewards Credit Card has a variable regular purchase APR that ranges from 11.15% up to 22.15%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Bethpage FCU Be You Rewards Credit Card
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Bethpage FCU Be You Rewards Credit Card FAQ
Does Bethpage FCU Be You Rewards Credit Card have a cash back or rewards program?
Bethpage FCU Be You Rewards Credit Card is a rewards card.
| Description |
Does Bethpage FCU Be You Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 25000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Bethpage FCU Be You Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Bethpage FCU Be You Rewards Credit Card benefits?
Bethpage FCU Be You Rewards Credit Card provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Bethpage FCU Be You Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Bethpage FCU Be You Rewards Credit Card has a variable purchase APR that ranges from 11.15% up to 22.15%. The card has a variable balance transfer APR that ranges from 11.15% up to 22.15%. It also has a variable cash advance APR that ranges from 11.15% up to 22.15%.
Note that late payments are subject to an APR of 22.15% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Bethpage FCU Be You Rewards Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Bethpage FCU Be You Rewards Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Bethpage FCU Be You Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $95.
There is a late fee of up to $25 . Does Bethpage FCU Be You Rewards Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Bethpage FCU Be You Rewards Credit Card?
The customer service number for Bethpage FCU Be You Rewards Credit Card is (800) 628-7070.
What is the support contact email for Bethpage FCU Be You Rewards Credit Card?
The support contact email for Bethpage FCU Be You Rewards Credit Card is info@bethpagefcu.com.
What is the login page for Bethpage FCU Be You Rewards Credit Card?
You can access the login page of Bethpage FCU Be You Rewards Credit Card here.
How do people rate the customer service and user experience of Bethpage FCU Be You Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Bethpage FCU Be You Rewards Credit Card report your account activity to credit bureaus?
Yes, Bethpage FCU Be You Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Bethpage Federal Credit Union perform a hard credit pull?
Yes, Bethpage FCU Be You Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Bethpage FCU Be You Rewards Credit Card
- Visit the website of Bethpage FCU Be You Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 2:00PM