Campus Credit Union Platinum Mastercard
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| Purchase APR (Variable APR) | 7.15% - 15.15% |
| Balance Transfer APR (Variable APR) | 7.15% - 15.15% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Campus Credit Union Platinum Mastercard Review
This is a credit card issued by CAMPUS USA Credit Union. If you're wondering whether Campus Credit Union Platinum Mastercard is the right card for you, read on.
Key Takeaways
- Competitive APRs. Campus Credit Union Platinum Mastercard has a variable purchase APR that ranges from 7.15% up to 15.15%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Campus Credit Union Platinum Mastercard
| The Good | The Bad |
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Campus Credit Union Platinum Mastercard FAQ
Does Campus Credit Union Platinum Mastercard have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Campus Credit Union Platinum Mastercard benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Campus Credit Union Platinum Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Campus Credit Union Platinum Mastercard has a variable purchase APR that ranges from 7.15% up to 15.15%. The card has a variable balance transfer APR that ranges from 7.15% up to 15.15%. It also has a variable cash advance APR that ranges from 7.15% up to 15.15%. Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Campus Credit Union Platinum Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Campus Credit Union Platinum Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Campus Credit Union Platinum Mastercard?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Initial Program Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Campus Credit Union Platinum Mastercard have a foreign transaction fee?
Campus Credit Union Platinum Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Campus Credit Union Platinum Mastercard?
The Campus Credit Union Platinum Mastercard customer service number is (352) 335-9090.
What is the support contact email for Campus Credit Union Platinum Mastercard?
The support contact email for Campus Credit Union Platinum Mastercard is info@campuscu.com.
What is the Campus Credit Union Platinum Mastercard login page?
You can access the Campus Credit Union Platinum Mastercard login page here.
How do people rate the customer service and user experience of Campus Credit Union Platinum Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Campus Credit Union Platinum Mastercard report your account activity to credit bureaus?
Yes, Campus Credit Union Platinum Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Campus Credit Union Platinum Mastercard
- Visit the Campus Credit Union Platinum Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
14007 NW 1st Road
Newberry, FL 32669 USA - (352) 335-9090
- Visit Site
- Email Support
Other Services by CAMPUS USA Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| Initial Program Fee | $0 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Paper Statement Fee | $0 |
| Additional Card Fee Amount | $0 |
| Late Fee Amount | Up to $40 |
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