
Campus Platinum Rewards Mastercard
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Purchase APR (Variable APR) | 10.15% - 17.15% |
Balance Transfer APR (Variable APR) | 10.15% - 17.15% |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Campus Platinum Rewards Mastercard Review
This is a rewards credit card issued by CAMPUS USA Credit Union. If you're wondering whether Campus Platinum Rewards Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Campus Platinum Rewards Mastercard has a variable purchase APR that ranges from 10.15% up to 17.15%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
The Good | The Bad |
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Does Campus Platinum Rewards Mastercard have a cash back or rewards program?
Campus Platinum Rewards Mastercard is a rewards card.
Minimum rewards rate | 1x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus (Points/Miles) | 10000 |
Signup Bonus Spend Requirement | $1000 |
Signup Bonus Spend Period (months) | 3 months |
Does Campus Platinum Rewards Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Campus Platinum Rewards Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Campus Platinum Rewards Mastercard benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Campus Platinum Rewards Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Campus Platinum Rewards Mastercard has a variable purchase APR that ranges from 10.15% up to 17.15%. The card has a variable balance transfer APR that ranges from 10.15% up to 17.15%. It also has a variable cash advance APR that ranges from 10.15% up to 17.15%. Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Campus Platinum Rewards Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Campus Platinum Rewards Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Campus Platinum Rewards Mastercard?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Initial Program Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Campus Platinum Rewards Mastercard have a foreign transaction fee?
Campus Platinum Rewards Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Campus Platinum Rewards Mastercard?
The support contact email for Campus Platinum Rewards Mastercard is info@campuscu.com.
How do people rate the customer service and user experience of Campus Platinum Rewards Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Campus Platinum Rewards Mastercard report your account activity to credit bureaus?
Yes, Campus Platinum Rewards Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Campus Platinum Rewards Mastercard
- Visit the Campus Platinum Rewards Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
14007 NW 1st Road
Newberry, FL 32669 - Visit Site
- Email Support
Other Services by CAMPUS USA Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | 0% |
Minimum Cash Advance Fee ($) | $0 |
No Annual Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Paper Statement Fee | $0 |
Additional Card Fee Amount | $0 |
Initial Program Fee | $0 |
Foreign Currency Transaction Fee | 1% |
Returned Payment Fee | Up to $25 |
Late Fee Amount | Up to $40 |
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