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  Campus Platinum Rewards Mastercard

Campus Platinum Rewards Mastercard

in Personal Credit Cards from CAMPUS USA Credit Union

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Campus Platinum Rewards Mastercard

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in Personal Credit Cards from CAMPUS USA Credit Union

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Highlights
Purchase APR  (Variable APR) 10.15% - 17.15%
Balance Transfer APR  (Variable APR) 10.15% - 17.15%
Credit Score Range 600 - 850
Annual Fee $0

Campus Platinum Rewards Mastercard Review

Campus Platinum Rewards Mastercard is a rewards credit card issued by CAMPUS USA Credit Union. If you're wondering whether Campus Platinum Rewards Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Campus Platinum Rewards Mastercard has a variable purchase APR that ranges from 10.15% up to 17.15%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Campus Platinum Rewards Mastercard Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Access to a concierge.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Campus Platinum Rewards Mastercard is accepted.
  • Campus Platinum Rewards Mastercard reports to multiple credit bureaus.
  • Charges a foreign transaction fee of 1%.
Campus Platinum Rewards Mastercard FAQ

Is there a Campus Platinum Rewards Mastercard cash back or rewards program?

Campus Platinum Rewards Mastercard offers a rewards program to its customers.

Campus Platinum Rewards Mastercard Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 10000
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 3 months

Does Campus Platinum Rewards Mastercard have a signup bonus?

Campus Platinum Rewards Mastercard doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does Campus Platinum Rewards Mastercard offer an annual loyalty bonus?

Campus Platinum Rewards Mastercard doesn't offer a cash loyalty bonus.

What are the Campus Platinum Rewards Mastercard benefits?

Campus Platinum Rewards Mastercard provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Campus Platinum Rewards Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Campus Platinum Rewards Mastercard has lower than average purchase APRs.

Campus Platinum Rewards Mastercard has a variable purchase APR that ranges from 10.15% up to 17.15%. The card has a variable balance transfer APR that ranges from 10.15% up to 17.15%. It also has a variable cash advance APR that ranges from 10.15% up to 17.15%. Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Campus Platinum Rewards Mastercard have an introductory APR offer on balance transfers?

No, Campus Platinum Rewards Mastercard does not come with an introductory APR offer for balance transfers.

Does Campus Platinum Rewards Mastercard have an introductory APR offer on new purchases?

Campus Platinum Rewards Mastercard does not offer an introductory rate on new purchases.

What are the fees for Campus Platinum Rewards Mastercard?

The following fees apply to Campus Platinum Rewards Mastercard:

  • There is no overlimit fee
Campus Platinum Rewards Mastercard Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Initial Program Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $40

Does Campus Platinum Rewards Mastercard have a foreign transaction fee?

Campus Platinum Rewards Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Campus Platinum Rewards Mastercard report your account activity to credit bureaus?

Yes, Campus Platinum Rewards Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Campus Platinum Rewards Mastercard

  • Visit the Campus Platinum Rewards Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by CAMPUS USA Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Every Purchase (Points) Starting at 1
Every Purchase (Points) One point for every dollar you spend
Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Paper Statement Fee $0
Additional Card Fee Amount $0
Initial Program Fee $0
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $25
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Concierge
Rewards Categories
  • Travel
  • Every Purchase
Signup Bonus (points) 10,000
Cash Advance APR (Variable APR) 10.15% - 17.15%
Balance Computation "Average daily balance (including new purchases)."
Penalty APR (Variable APR) 17.99%
Purchase APR (Variable APR) 10.15% - 17.15%
Balance Transfer Fee % After Intro Period 0%
Balance Transfer APR (Variable APR) 10.15% - 17.15%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Low Interest
  • Bonus Offers
Card Network Mastercard

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