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Last Updated: 07/28/2025

HEB Federal CU Platinum Rewards Mastercard Credit Cards

from HEB Federal Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
HEB Federal Credit Union logo
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Highlights

Purchase APR (Variable APR)

17.15% - 17.90%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

17.15% - 17.90%(Verified 06/21/2024)

Credit Score Range

670 - 850

Annual Fee

$0

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HEB Federal CU Platinum Rewards Mastercard Credit Cards Review

This is a rewards card issued by HEB Federal Credit Union. If you're wondering whether HEB Federal CU Platinum Rewards Mastercard Credit Cards is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.15% up to 17.90%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
  • Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of HEB Federal CU Platinum Rewards Mastercard Credit Cards

HEB Federal CU Platinum Rewards Mastercard Credit Cards FAQ

Does HEB Federal CU Platinum Rewards Mastercard Credit Cards have a cash back or rewards program?

HEB Federal CU Platinum Rewards Mastercard Credit Cards is a rewards card.

Does HEB Federal CU Platinum Rewards Mastercard Credit Cards have a signup bonus?

This card doesn't offer a cash signup bonus.

Does HEB Federal CU Platinum Rewards Mastercard Credit Cards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the HEB Federal CU Platinum Rewards Mastercard Credit Cards benefits?

HEB Federal CU Platinum Rewards Mastercard Credit Cards provides the following benefits:
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Assistance

What are the relevant APRs for HEB Federal CU Platinum Rewards Mastercard Credit Cards?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
HEB Federal CU Platinum Rewards Mastercard Credit Cards has a variable purchase APR that ranges from 17.15% up to 17.90%. The card has a variable balance transfer APR that ranges from 17.15% up to 17.90%. The card has a variable cash advance APR of up to 17.90%.

Does HEB Federal CU Platinum Rewards Mastercard Credit Cards have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of 12 months.

Does HEB Federal CU Platinum Rewards Mastercard Credit Cards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for HEB Federal CU Platinum Rewards Mastercard Credit Cards?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for HEB Federal CU Platinum Rewards Mastercard Credit Cards?

The customer service number for HEB Federal CU Platinum Rewards Mastercard Credit Cards is (210) 938-7850.

What is the support contact email for HEB Federal CU Platinum Rewards Mastercard Credit Cards?

The support contact email for HEB Federal CU Platinum Rewards Mastercard Credit Cards is members@hebfcu.org.

How do people rate the customer service and user experience of HEB Federal CU Platinum Rewards Mastercard Credit Cards?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does HEB Federal Credit Union perform a hard credit pull?

Yes, HEB Federal CU Platinum Rewards Mastercard Credit Cards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for HEB Federal CU Platinum Rewards Mastercard Credit Cards

  • Visit the website of HEB Federal CU Platinum Rewards Mastercard Credit Cards.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

4630 N Loop 1604 W
San Antonio, TX 78249
(210) 938-7850
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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Other Credit Cards from HEB Federal Credit Union

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Rating not yet determined
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Purchase APR

14.15% - 17.90%
Disclaimer popup with additional information

Balance Transfer APR

14.15% - 17.90%
Disclaimer popup with additional information

Credit Score Range

670 - 850

300

850

Annual Fee

$0
Visit Site

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SuperMoney Net Recommendation Score

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0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

HEB Federal CU Platinum Rewards Mastercard Credit Cards Community Reviews

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