Last Updated: 07/28/2025
HEB Federal CU Platinum Mastercard Credit Card
Unaffiliated
in Credit Cards from HEB Federal Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
14.15% - 17.90%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
14.15% - 17.90%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
HEB Federal CU Platinum Mastercard Credit Card Review
This is a card issued by HEB Federal Credit Union. If you're wondering whether HEB Federal CU Platinum Mastercard Credit Card is the right card for you, read on.
Key Takeaways
- APRs: HEB Federal CU Platinum Mastercard Credit Card has a variable regular purchase APR that ranges from 14.15% up to 17.90%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, purchase security, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of HEB Federal CU Platinum Mastercard Credit Card
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HEB Federal CU Platinum Mastercard Credit Card FAQ
Does HEB Federal CU Platinum Mastercard Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for HEB Federal CU Platinum Mastercard Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.HEB Federal CU Platinum Mastercard Credit Card has a variable purchase APR that ranges from 14.15% up to 17.90%. The card has a variable balance transfer APR that ranges from 14.15% up to 17.90%. It also has a variable cash advance APR of 17.90% .
Does HEB Federal CU Platinum Mastercard Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of 12 months.
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| Balance Transfer APR | 14.15% - 17.90% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 2.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does HEB Federal CU Platinum Mastercard Credit Card have an intro APR offer on new purchases?
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| Introductory Rate | 2.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 2.99% on qualified purchases for a period of 12 months.
What are the fees for HEB Federal CU Platinum Mastercard Credit Card?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for HEB Federal CU Platinum Mastercard Credit Card?
The customer service number for HEB Federal CU Platinum Mastercard Credit Card is (210) 938-7850.
What is the support contact email for HEB Federal CU Platinum Mastercard Credit Card?
The support contact email for HEB Federal CU Platinum Mastercard Credit Card is members@hebfcu.org.
What is the login page for HEB Federal CU Platinum Mastercard Credit Card?
You can access the login page of HEB Federal CU Platinum Mastercard Credit Card here.
How do people rate the customer service and user experience of HEB Federal CU Platinum Mastercard Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does HEB Federal CU Platinum Mastercard Credit Card report your account activity to credit bureaus?
Yes, HEB Federal CU Platinum Mastercard Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does HEB Federal Credit Union perform a hard credit pull?
Yes, HEB Federal CU Platinum Mastercard Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for HEB Federal CU Platinum Mastercard Credit Card
- Visit the website of HEB Federal CU Platinum Mastercard Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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