
Community Financial Credit Union of Michigan Platinum Mastercard
in Personal Credit Cards from Community Financial Credit Union of Michigan
UnaffiliatedCommunity Financial Credit Union of Michigan Platinum Mastercard
in Personal Credit Cards from Community Financial Credit Union of Michigan
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Purchase APR (Fixed APR) | 8.99% - 18% |
Balance Transfer APR (Fixed APR) | 8.99% - 18% |
Credit Score Range | 500 - 800 |
Annual Fee | N/A |
Community Financial Credit Union of Michigan Platinum Mastercard Review
Community Financial Credit Union of Michigan Platinum Mastercard is a credit card issued by Community Financial Credit Union of Michigan. If you're wondering whether Community Financial Credit Union of Michigan Platinum Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Community Financial Credit Union of Michigan Platinum Mastercard has a fixed purchase APR that ranges from 8.99% up to 18%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of .2% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
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Is there a Community Financial Credit Union of Michigan Platinum Mastercard cash back or rewards program?
No, Community Financial Credit Union of Michigan Platinum Mastercard does not offer a rewards program.
What are the Community Financial Credit Union of Michigan Platinum Mastercard benefits?
Community Financial Credit Union of Michigan Platinum Mastercard provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Cellular Telephone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Community Financial Credit Union of Michigan Platinum Mastercard?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Community Financial Credit Union of Michigan Platinum Mastercard has lower than average purchase APRs.Community Financial Credit Union of Michigan Platinum Mastercard has a fixed purchase APR that ranges from 8.99% up to 18%. The card has a fixed balance transfer APR that ranges from 8.99% up to 18%. It also has a fixed cash advance APR that ranges from 8.99% up to 18%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Community Financial Credit Union of Michigan Platinum Mastercard have an introductory APR offer on balance transfers?
No, Community Financial Credit Union of Michigan Platinum Mastercard does not come with an introductory APR offer for balance transfers.Does Community Financial Credit Union of Michigan Platinum Mastercard have an introductory APR offer on new purchases?
Community Financial Credit Union of Michigan Platinum Mastercard does not offer an introductory rate on new purchases.What are the fees for Community Financial Credit Union of Michigan Platinum Mastercard?
The following fees apply to Community Financial Credit Union of Michigan Platinum Mastercard:
- An overlimit fee of $35.
Fees | Amount |
---|---|
Annual Fee | |
Overlimit Fee | $35 |
Foreign Transaction Fee | .2% |
Returned Payment Fee | up to $12 |
Late Payment Fee | up to $35 |
Does Community Financial Credit Union of Michigan Platinum Mastercard have a foreign transaction fee?
Community Financial Credit Union of Michigan Platinum Mastercard charges a foreign transaction fee of .2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $4. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Community Financial Credit Union of Michigan Platinum Mastercard report your account activity to credit bureaus?
Yes, Community Financial Credit Union of Michigan Platinum Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Community Financial Credit Union of Michigan Platinum Mastercard
- Visit the Community Financial Credit Union of Michigan Platinum Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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P.O. Box 8050
Plymouth, MI 48170 - (877) 937-2328
- Visit Site
Other Services by Community Financial Credit Union of Michigan

Availability
Feature Breakdown
Every Purchase (Points) | Earn 5x rewards on all your dining purchases* with your Community Financial World Mastercard® through March 31, 2021. |
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