Last Updated: 04/18/2025
U-Haul FCU Mastercard® Max Cash Secured Card
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Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
29.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
29.99%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
U-Haul FCU Mastercard® Max Cash Secured Card Review
This is a card issued by U-Haul Federal Credit Union. If you're wondering whether U-Haul FCU Mastercard® Max Cash Secured Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 29.99%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of U-Haul FCU Mastercard® Max Cash Secured Card
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U-Haul FCU Mastercard® Max Cash Secured Card FAQ
Does U-Haul FCU Mastercard® Max Cash Secured Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 % cash back - 5 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for U-Haul FCU Mastercard® Max Cash Secured Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.U-Haul FCU Mastercard® Max Cash Secured Card has a variable purchase APR of 29.99%. The card has a variable balance transfer APR of 29.99% . It also has a variable cash advance APR of 29.99% .
Does U-Haul FCU Mastercard® Max Cash Secured Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does U-Haul FCU Mastercard® Max Cash Secured Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for U-Haul FCU Mastercard® Max Cash Secured Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does U-Haul FCU Mastercard® Max Cash Secured Card have a foreign transaction fee?
U-Haul FCU Mastercard® Max Cash Secured Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for U-Haul FCU Mastercard® Max Cash Secured Card?
The customer service number for U-Haul FCU Mastercard® Max Cash Secured Card is (602) 263-6655.
What is the support contact email for U-Haul FCU Mastercard® Max Cash Secured Card?
The support contact email for U-Haul FCU Mastercard® Max Cash Secured Card is credit_union@uhaul.com.
What is the login page for U-Haul FCU Mastercard® Max Cash Secured Card?
You can access the login page of U-Haul FCU Mastercard® Max Cash Secured Card here.
How do people rate the customer service and user experience of U-Haul FCU Mastercard® Max Cash Secured Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does U-Haul FCU Mastercard® Max Cash Secured Card report your account activity to credit bureaus?
Yes, U-Haul FCU Mastercard® Max Cash Secured Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does U-Haul Federal Credit Union perform a hard credit pull?
Yes, U-Haul FCU Mastercard® Max Cash Secured Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for U-Haul FCU Mastercard® Max Cash Secured Card
- Visit the website of U-Haul FCU Mastercard® Max Cash Secured Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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