Last Updated: 07/28/2025
Southwest Financial FCU Rewards VISA Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Factor Based)
17.99%(Verified 06/21/2024)
Balance Transfer APR (Factor Based)
17.99%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
N/A
Southwest Financial FCU Rewards VISA Credit Card Review
This is a rewards card issued by Southwest Financial Federal Credit Union. If you're wondering whether Southwest Financial FCU Rewards VISA Credit Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 17.99%
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
Pros & Cons of Southwest Financial FCU Rewards VISA Credit Card
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Southwest Financial FCU Rewards VISA Credit Card FAQ
Does Southwest Financial FCU Rewards VISA Credit Card have a cash back or rewards program?
Southwest Financial FCU Rewards VISA Credit Card is a rewards card.
| Description |
Does Southwest Financial FCU Rewards VISA Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Southwest Financial FCU Rewards VISA Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Southwest Financial FCU Rewards VISA Credit Card benefits?
Southwest Financial FCU Rewards VISA Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Southwest Financial FCU Rewards VISA Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Southwest Financial FCU Rewards VISA Credit Card has a variable purchase APR of 17.99%. The card has a variable balance transfer APR of 17.99% . It also has a variable cash advance APR of 17.99% .
Does Southwest Financial FCU Rewards VISA Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Southwest Financial FCU Rewards VISA Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Southwest Financial FCU Rewards VISA Credit Card?
N/A.
What is the customer service phone number for Southwest Financial FCU Rewards VISA Credit Card?
The customer service number for Southwest Financial FCU Rewards VISA Credit Card is (214) 630-7111.
What is the support contact email for Southwest Financial FCU Rewards VISA Credit Card?
The support contact email for Southwest Financial FCU Rewards VISA Credit Card is info@swfinancial.org.
How do people rate the customer service and user experience of Southwest Financial FCU Rewards VISA Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Southwest Financial FCU Rewards VISA Credit Card report your account activity to credit bureaus?
Yes, Southwest Financial FCU Rewards VISA Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Southwest Financial Federal Credit Union perform a hard credit pull?
Yes, Southwest Financial FCU Rewards VISA Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Southwest Financial FCU Rewards VISA Credit Card
- Visit the website of Southwest Financial FCU Rewards VISA Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
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Rating not yet determined
Purchase APR
Starting at 8.99%
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Balance Transfer APR
Starting at 8.99%
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Credit Score Range
N/A
Annual Fee
N/A
SuperMoney Net Recommendation Score
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