Last Updated: 07/28/2025
Dade County Federal Credit Card Platinum
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
7.9% - 17.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
Starting at 6.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 699
Annual Fee
N/A
Dade County Federal Credit Card Platinum Review
This is a rewards card issued by Dade County Federal Credit Union. If you're wondering whether Dade County Federal Credit Card Platinum is the right card for you, read on.
Key Takeaways
- APRs: Dade County Federal Credit Card Platinum has a variable regular purchase APR that ranges from 7.9% up to 17.9%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.5% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Dade County Federal Credit Card Platinum
| The Good | The Bad |
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Dade County Federal Credit Card Platinum FAQ
Does Dade County Federal Credit Card Platinum have a cash back or rewards program?
Dade County Federal Credit Card Platinum is a rewards card. This card features rewards for purchases in the following categories:
- Select Merchants
| Description |
Does Dade County Federal Credit Card Platinum have a signup bonus?
This card doesn't offer a cash signup bonus.Does Dade County Federal Credit Card Platinum offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Dade County Federal Credit Card Platinum benefits?
Dade County Federal Credit Card Platinum provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Dade County Federal Credit Card Platinum?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Dade County Federal Credit Card Platinum has a variable purchase APR that ranges from 7.9% up to 17.9%. The card has a variable balance transfer APR starting at 6.99% . It also has a variable cash advance APR that ranges from 7.9% up to 17.9%.
Does Dade County Federal Credit Card Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Dade County Federal Credit Card Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Dade County Federal Credit Card Platinum?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Starting at $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $5 - $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
There is a late fee starting at $35. Does Dade County Federal Credit Card Platinum have a foreign transaction fee?
Dade County Federal Credit Card Platinum charges a foreign transaction fee of up to 1.5%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $30. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Dade County Federal Credit Card Platinum?
The customer service number for Dade County Federal Credit Card Platinum is (305) 471-5080.
What is the support contact email for Dade County Federal Credit Card Platinum?
The support contact email for Dade County Federal Credit Card Platinum is marketing@dcfcu.org.
How do people rate the customer service and user experience of Dade County Federal Credit Card Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Dade County Federal Credit Card Platinum report your account activity to credit bureaus?
Yes, Dade County Federal Credit Card Platinum reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Dade County Federal Credit Union perform a hard credit pull?
Yes, Dade County Federal Credit Card Platinum performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Dade County Federal Credit Card Platinum
- Visit the website of Dade County Federal Credit Card Platinum.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
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Other Services by Dade County Federal Credit Union
Other Credit Cards from Dade County Federal Credit Union
Rating not yet determined
Purchase APR
Starting at 9.90%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
500 - 600
300
850
Annual Fee
N/A
Rating not yet determined
Purchase APR
07.90% - 17.90%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 6.99%
Disclaimer popup with additional information
Credit Score Range
600 - 699
300
850
Annual Fee
N/A
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Learn MoreSuperMoney Net Recommendation Score
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