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  Nevada State Bank Vivid Rewards Visa® Credit Card
Nevada State Bank Vivid Rewards Visa® Credit Card
in Credit Cards from Nevada State Bank
Unaffiliated

Nevada State Bank Vivid Rewards Visa® Credit Card

Unaffiliated
in Credit Cards from Nevada State Bank
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Highlights
Purchase APR  (Variable APR) 16.75% - 28.75%
(Verified 02/23/2023)
Balance Transfer APR  (Variable APR) 16.75% - 28.75%
(Verified 02/23/2023)
Credit Score Range 680 - 850
Annual Fee $0

Nevada State Bank Vivid Rewards Visa® Credit Card Review

This is a rewards card issued by Nevada State Bank. If you're wondering whether Nevada State Bank Rewards Card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Nevada State Bank Vivid Rewards Visa® Credit Card has a variable purchase APR that ranges from 16.75% up to 28.75%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Nevada State Bank Vivid Rewards Visa® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, price protection, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 680.

Pros & Cons of Nevada State Bank Rewards Card

The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • 0% APR on new purchases during the first 6 months. There is then a variable purchase APR that ranges from 16.75% up to 28.75%.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Travel assistance insurance
  • Cardholders can earn rewards on their purchases.
  • Nevada State Bank Vivid Rewards Visa® Credit Card reports to multiple credit bureaus.
  • You need good credit to qualify.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.

Nevada State Bank Rewards Card FAQ

Does Nevada State Bank Rewards Card have a cash back or rewards program?

Nevada State Bank Rewards Card is a rewards card.

Nevada State Bank Rewards Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($)

Does Nevada State Bank Rewards Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Nevada State Bank Rewards Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Nevada State Bank Rewards Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Nevada State Bank Rewards Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.

Nevada State Bank Vivid Rewards Visa® Credit Card has a variable purchase APR that ranges from 16.75% up to 28.75%. The card has a variable balance transfer APR that ranges from 16.75% up to 28.75%. It also has a variable cash advance APR that ranges from 25.75% up to 29.75%.

Does Nevada State Bank Rewards Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Nevada State Bank Vivid Rewards Visa® Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 16.75% - 28.75%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%

Does Nevada State Bank Rewards Card have an intro APR offer on new purchases?

Nevada State Bank Vivid Rewards Visa® Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Nevada State Bank Rewards Card?

The following fees apply:

Nevada State Bank Rewards Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $30
Late Payment Fee up to $35

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Nevada State Bank Rewards Card?

The Nevada State Bank Rewards Card customer service number is (702) 855-4606.

What is the support contact email for Nevada State Bank Rewards Card?

The support contact email for Nevada State Bank Rewards Card is facebook@nsbank.com.

What is the Nevada State Bank Rewards Card login page?

You can access the Nevada State Bank Rewards Card login page here.

How do people rate the customer service and user experience of Nevada State Bank Rewards Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Nevada State Bank Vivid Rewards Visa® Credit Card report your account activity to credit bureaus?

Yes, Nevada State Bank Vivid Rewards Visa® Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Nevada State Bank Rewards Card

  • Visit the Nevada State Bank Rewards Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 7:00pm
  • Tuesday 7:00am - 7:00pm
  • Wednesday 7:00am - 7:00pm
  • Thursday 7:00am - 7:00pm
  • Friday 7:00am - 7:00pm
  • Saturday 7:00am - 7:00pm

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 4%
Minimum Cash Advance Fee ($) $10
Annual Fee $0
Minimum Interest Charge $1
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $30
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Price Protection
  • Emergency Support
  • Fraud Liability
  • Travel Assistance
Cash Advance APR (Variable APR) 25.75% - 29.75%
APR Type Variable APR
Purchase APR (Variable APR) 16.75% - 28.75%
(Verified 02/23/2023)
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 16.75% - 28.75%
(Verified 02/23/2023)
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%
Card Type
  • Rewards
Card Network Visa

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