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Last Updated: 07/28/2025

Everwise Credit Union Visa® Accelerate Credit Card

from Everwise Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Everwise Credit Union Visa® Accelerate Credit Card logo
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Highlights

Purchase APR (Fixed APR)

19.99%(Verified 06/21/2024)

Balance Transfer APR (Fixed APR)

19.99%(Verified 06/21/2024)

Credit Score Range

N/A


Annual Fee

$0

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Everwise Credit Union Visa® Accelerate Credit Card Review

This is a secured credit card issued by Everwise Credit Union. If you're wondering whether Everwise Credit Union Visa® Accelerate Credit Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a fixed purchase APR of 19.99%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • A 2.00% balance transfer fee. Everwise Credit Union Visa® Accelerate Credit Card charges a fee of 2.00% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $10.00.
  • Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.

Pros & Cons of Everwise Credit Union Visa® Accelerate Credit Card

Everwise Credit Union Visa® Accelerate Credit Card FAQ

Does Everwise Credit Union Visa® Accelerate Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

How do people rate the customer service and user experience of Everwise Credit Union Visa® Accelerate Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Everwise Credit Union Visa® Accelerate Credit Card report your account activity to credit bureaus?

Yes, Everwise Credit Union Visa® Accelerate Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Everwise Credit Union perform a hard credit pull?

Yes, Everwise Credit Union Visa® Accelerate Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Everwise Credit Union Visa® Accelerate Credit Card

  • Visit the website of Everwise Credit Union Visa® Accelerate Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

(800) 552-4745
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 7:00PM
Tuesday
9:00AM - 7:00PM
Wednesday
9:00AM - 7:00PM
Thursday
9:00AM - 7:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM

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Other Credit Cards from Everwise Credit Union

Everwise Credit Union Visa® Platinum Credit Card logo
Rating not yet determined
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Purchase APR

12.50% - 22.50%
Disclaimer popup with additional information

Balance Transfer APR

12.50% - 22.50%
Disclaimer popup with additional information

Credit Score Range

N/A

Annual Fee

$0
Visit Site

Everwise Credit Union Visa® Signature Rewards Credit Card logo

Purchase APR

16.50% - 20.50%
Disclaimer popup with additional information

Balance Transfer APR

16.50% - 20.50%
Disclaimer popup with additional information

Credit Score Range

N/A

Annual Fee

$0

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Everwise Credit Union Visa® Accelerate Credit Card Community Reviews

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