Last Updated: 04/18/2025
Lifetime Federal CU Platinum Mastercard
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 7.99%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
Starting at 7.99%(Verified 06/21/2024)
Credit Score Range
740 - 850
Annual Fee
N/A
Lifetime Federal CU Platinum Mastercard Review
This is a card issued by Lifetime Federal Credit Union. If you're wondering whether Lifetime Federal CU Platinum Mastercard is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 9 months, which is shorter than the average 0% APR period of 12 months.
- Excellent credit required. You will have good approval odds if you have an excellent credit score.
Pros & Cons of Lifetime Federal CU Platinum Mastercard
| The Good | The Bad |
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Lifetime Federal CU Platinum Mastercard FAQ
Does Lifetime Federal CU Platinum Mastercard have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Lifetime Federal CU Platinum Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Lifetime Federal CU Platinum Mastercard has a fixed purchase APR starting at 7.99%. The card has a fixed balance transfer APR starting at 7.99% . It also has a fixed cash advance APR starting at 7.99% .
Does Lifetime Federal CU Platinum Mastercard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 9 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | Starting at 7.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 9 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Lifetime Federal CU Platinum Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Lifetime Federal CU Platinum Mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $4.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $20.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
What is the customer service phone number for Lifetime Federal CU Platinum Mastercard?
The customer service number for Lifetime Federal CU Platinum Mastercard is (972) 766-6732.
What is the support contact email for Lifetime Federal CU Platinum Mastercard?
The support contact email for Lifetime Federal CU Platinum Mastercard is lfcu_membservices@lifetimefcu.org.
What is the login page for Lifetime Federal CU Platinum Mastercard?
You can access the login page of Lifetime Federal CU Platinum Mastercard here.
How do people rate the customer service and user experience of Lifetime Federal CU Platinum Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Lifetime Federal CU Platinum Mastercard report your account activity to credit bureaus?
Yes, Lifetime Federal CU Platinum Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Lifetime Federal Credit Union perform a hard credit pull?
Yes, Lifetime Federal CU Platinum Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Lifetime Federal CU Platinum Mastercard
- Visit the website of Lifetime Federal CU Platinum Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 4:00PM
Friday
8:00AM - 4:00PM
Saturday
Closed