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Horizon Gold Card

in Personal Credit Cards from Horizon Card Services

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Horizon Gold Card

Claimed

in Personal Credit Cards from Horizon Card Services

SuperMoney Net Recommendation Score -71%

SUPERMONEY NET RECOMMENDATION SCORE

-71%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
6 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Purchase APR  (Variable APR) Starting at 0%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 600
Annual Fee $299.40
Number of Reviews 7

Horizon Gold Card Review

Horizon Gold Card is a credit card issued by Horizon Card Services. If you're wondering whether Horizon Gold Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
Horizon Gold Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • Charges an annual fee of $299.4
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.
Horizon Gold Card FAQ

Is there a Horizon Gold Card cash back or rewards program?

No, Horizon Gold Card does not offer a rewards program.

What are the Horizon Gold Card benefits?

Horizon Gold Card provides the following benefits:

    What are the relevant APRs for Horizon Gold Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Horizon Gold Card has lower than average purchase APRs.

    Horizon Gold Card has a variable purchase APR starting at 0% .

    Does Horizon Gold Card have an introductory APR offer on balance transfers?

    No, Horizon Gold Card does not come with an introductory APR offer for balance transfers.

    Does Horizon Gold Card have an introductory APR offer on new purchases?

    Horizon Gold Card does not offer an introductory rate on new purchases.
    Horizon Gold Card Purchase Intro Offer
    Description
    Introductory Rate N/A
    Purchase Intro APR Period (months) N/A

    What are the fees for Horizon Gold Card?

    The following fees apply to Horizon Gold Card:

    Horizon Gold Card Fees
    Fees Amount
    Annual Fee $299.40
    Initial Program Fee $5
    Returned Payment Fee $25
    Late Payment Fee $20

    How to apply for Horizon Gold Card

    • Visit the Horizon Gold Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    About Horizon Gold Card

    Icon for Personal Credit Cards
    View all personal credit cards offered by Horizon Card Services

    Availability

      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Initial Program Fee $5
    Annual Fee $299.40
    Returned Payment Fee $25
    Late Fee Amount $20
    Customer Type Personal
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Credit Score Range 300 - 600
    Credit Card Benefits Emergency Support
    Rewards Type No Rewards
    Balance Computation Revolving
    Credit Limit Up to $500
    Purchase APR (Variable APR) Starting at 0%

    Horizon Gold Card Community Reviews

     

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    SUPERMONEY NET RECOMMENDATION SCORE

    -71%

    -100% 0% +100%
    No one recommends Everyone recommends

    Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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