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Horizon Gold Card

in Personal Credit Cards from Horizon Card Services

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Horizon Gold Card

Claimed

in Personal Credit Cards from Horizon Card Services

SuperMoney Net Recommendation Score -60% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
4 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Annual Fee $299.40
Purchase APR  (Variable APR) Starting at 0%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 600
Number of Reviews 5

Horizon Gold Card Review

Horizon Gold Card is a credit card issued by Horizon Card Services. 

This card is designed for people who have bad credit. The minimum credit score to apply is 300.

This card has a credit limit of up to 500.

If you're wondering whether Horizon Gold Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Horizon Gold Card cash back or rewards program?

No, Horizon Gold Card does not offer a rewards program.

Horizon Gold Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the Horizon Gold Card benefits?

Horizon Gold Card provides the following benefits:

  • Emergency Support

What are the relevant APRs for Horizon Gold Card?

Horizon Gold Card has a variable purchase APR starting at 0% .

Does Horizon Gold Card have an introductory APR offer?

Horizon Gold Card does not offer an introductory rate on new purchases.
Horizon Gold Card Rates & Terms
Purchase APR Starting at 0%

What are the Horizon Gold Card fees?

The following fees apply to Horizon Gold Card:

Horizon Gold Card Fees
Fees Amount
Annual Fee $299.4
Initial Program Fee $5
Returned Payment Fee $25
Late Payment Fee $20

How to apply for Horizon Gold Card

  • Visit the Horizon Card Services website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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About Horizon Gold Card

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Program Fee $5
Returned Payment Fee $25
Annual Fee $299.40
Late Fee Amount $20
Minimum Age 18
Credit Score Range 300 - 600
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Credit Card Benefits
  • Emergency Support
Purchase APR (Variable APR) Starting at 0%
Balance Computation Revolving
Credit Limit 500

Horizon Gold Card Community Reviews

 
 

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