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Horizon Gold Card

in Personal Credit Cards from Horizon Card Services

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Horizon Gold Card

Claimed

in Personal Credit Cards from Horizon Card Services

SuperMoney Net Recommendation Score -60% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
4 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Annual Fee $299.40
Purchase APR  (Variable APR) Starting at 0%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 600
Number of Reviews 5

Horizon Gold Card Review

Horizon Gold Card is a credit card issued by Horizon Card Services. 

This card is designed for people who have bad credit. The minimum credit score to apply is 300.

This card has a minimum credit limit of 500.

If you're wondering whether Horizon Gold Card is the right card for you, read on. This is everything you need to know to make a good choice.
Pros & Cons of Horizon Gold Card
The Good The Bad
  • Lower than average purchase APRs.
  • Includes emergency support.
  • Considers applicants with fair or poor credit.
  • Charges an annual fee of $299.40.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.
  • Is there a Horizon Gold Card cash back or rewards program?

    No, Horizon Gold Card does not offer a rewards program.

    Horizon Gold Card Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A

    What are the Horizon Gold Card benefits?

    Horizon Gold Card provides the following benefits:

    • Emergency Support

    What are the relevant APRs for Horizon Gold Card?

    According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Horizon Gold Card has lower than average purchase APRs.

    Horizon Gold Card has a variable purchase APR starting at 0% .

    Does Horizon Gold Card have an introductory APR offer?

    Horizon Gold Card does not offer an introductory rate on new purchases.
    Horizon Gold Card Balance Transfers
    Description
    Balance Transfer APR N/A
    Introductory Rate N/A
    Intro APR period (months) N/A
    Horizon Gold Card Rates & Terms
    Description
    Balance Computation Revolving
    Purchase APR Starting at 0%
    Credit Limit 500
    Penalty APR N/A
    Cash Advance APR N/A
    Security Deposit N/A
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the Horizon Gold Card fees?

    The following fees apply to Horizon Gold Card:

    Horizon Gold Card Fees
    Fees Amount
    Annual Fee $299.4
    Initial Program Fee $5
    Returned Payment Fee $25
    Late Payment Fee $20

    How to apply for Horizon Gold Card

    • Visit the Horizon Gold Card website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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    About Horizon Gold Card

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    View all personal credit cards offered by Horizon Card Services

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Initial Program Fee $5
    Annual Fee $299.40
    Late Fee Amount $20
    Returned Payment Fee $25
    Customer Type Personal
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Credit Card Benefits
    • Emergency Support
    Purchase APR (Variable APR) Starting at 0%
    Balance Computation Revolving
    Credit Limit 500

    Horizon Gold Card Community Reviews

     

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