Horizon Gold Card
in Personal Credit Cards from Horizon Card Services
Cast your vote
Would you recommend Horizon Gold Card to your friends?
| Community Rating | Strongly not recommended |
| Purchase APR (Variable APR) | Starting at 0% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 300 - 600 |
| Annual Fee | $299.40 |
| Number of Reviews | 7 |
Horizon Gold Card Review
Horizon Gold Card is a credit card issued by Horizon Card Services. If you're wondering whether Horizon Gold Card is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
Horizon Gold Card Pros & Cons
| The Good | The Bad |
|---|---|
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Horizon Gold Card FAQ
Is there a Horizon Gold Card cash back or rewards program?
No, Horizon Gold Card does not offer a rewards program.
What are the Horizon Gold Card benefits?
Horizon Gold Card provides the following benefits:
What are the relevant APRs for Horizon Gold Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Horizon Gold Card has lower than average purchase APRs.Horizon Gold Card has a variable purchase APR starting at 0% .
Does Horizon Gold Card have an introductory APR offer on balance transfers?
No, Horizon Gold Card does not come with an introductory APR offer for balance transfers.Does Horizon Gold Card have an introductory APR offer on new purchases?
Horizon Gold Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Introductory Rate | N/A |
| Purchase Intro APR Period (months) | N/A |
What are the fees for Horizon Gold Card?
The following fees apply to Horizon Gold Card:
| Fees | Amount |
|---|---|
| Annual Fee | $299.40 |
| Initial Program Fee | $5 |
| Returned Payment Fee | $25 |
| Late Payment Fee | $20 |
How to apply for Horizon Gold Card
- Visit the Horizon Gold Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
- Headquarters
-
1707 Warren Rd
Indiana, PA 15701 - (800) 251-6144
- Visit Site
About Horizon Gold Card
View all personal credit cards offered by Horizon Card Services
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Initial Program Fee | $5 |
| Annual Fee | $299.40 |
| Returned Payment Fee | $25 |
| Late Fee Amount | $20 |
Horizon Gold Card Community Reviews
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