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Horizon Gold Card

in Personal Credit Cards from Horizon Card Services

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Horizon Gold Card

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in Personal Credit Cards from Horizon Card Services

SuperMoney Net Recommendation Score -71%

SUPERMONEY NET RECOMMENDATION SCORE

-71%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Strongly not recommended

1 user recommends
0 users are unsure
6 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Purchase APR  (Variable APR) Starting at 0%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 600
Annual Fee $299.40
Number of Reviews 7

Horizon Gold Card Review

Horizon Gold Card is a credit card issued by Horizon Card Services. If you're wondering whether Horizon Gold Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

Horizon Gold Card Pros and Cons:

The Good The Bad
  • Lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • Charges an annual fee of $299.4
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.

Is there a Horizon Gold Card cash back or rewards program?

No, Horizon Gold Card does not offer a rewards program.

What are the Horizon Gold Card benefits?

Horizon Gold Card provides the following benefits:

  • Emergency Support

What are the relevant APRs for Horizon Gold Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Horizon Gold Card has lower than average purchase APRs.

Horizon Gold Card has a variable purchase APR starting at 0% .

Does Horizon Gold Card have an introductory APR offer on balance transfers?

No, Horizon Gold Card does not come with an introductory APR offer for balance transfers.

Does Horizon Gold Card have an introductory APR offer on new purchases?

Horizon Gold Card does not offer an introductory rate on new purchases.
Horizon Gold Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Horizon Gold Card?

The following fees apply to Horizon Gold Card:

Horizon Gold Card Fees
Fees Amount
Annual Fee $299.40
Initial Program Fee $5
Returned Payment Fee $25
Late Payment Fee $20

How to apply for Horizon Gold Card

  • Visit the Horizon Gold Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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About Horizon Gold Card

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View all personal credit cards offered by Horizon Card Services

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Program Fee $5
Annual Fee $299.40
Returned Payment Fee $25
Late Fee Amount $20
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 600
Credit Card Benefits Emergency Support
Rewards Type No Rewards
Balance Computation Revolving
Credit Limit $500
Purchase APR (Variable APR) Starting at 0%

Horizon Gold Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-71%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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