Horizon Gold Card Review

Horizon Gold Card is a credit card issued by Horizon Card Services. If you're wondering whether Horizon Gold Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

The Good	The Bad
Lower than average purchase APRs. Considers applicants with fair or poor credit.	Charges an annual fee of $299.4 Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not report to credit bureaus. Does not include many credit card benefits.

Is there a Horizon Gold Card cash back or rewards program?

No, Horizon Gold Card does not offer a rewards program.

What are the Horizon Gold Card benefits?

Horizon Gold Card provides the following benefits:

What are the relevant APRs for Horizon Gold Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Horizon Gold Card has lower than average purchase APRs.

Horizon Gold Card has a variable purchase APR starting at 0% .

What are the fees for Horizon Gold Card?

The following fees apply to Horizon Gold Card:

Horizon Gold Card Fees

Fees	Amount
Annual Fee	$299.40
Initial Program Fee	$5
Returned Payment Fee	$25
Late Payment Fee	$20

How to apply for Horizon Gold Card

• Visit the Horizon Gold Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.