Net First Platinum

in Personal Credit Cards from Horizon Card Services

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Net First Platinum


in Personal Credit Cards from Horizon Card Services

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Purchase APR  (Fee-Based Product) N/A
Balance Transfer APR  (Fee-Based Product) N/A
Credit Score Range N/A
Annual Fee $72

Net First Platinum Review

Click here for more details how to use it. The card is issued by Horizon Card Services. Net First Platinum is designed for people with bad credit who want to shop online but don't qualify for a regular card. If you're wondering whether Net First Platinum is the right card for you, read on. This is everything you need to know to make a good choice.
Key Takeaways
Net First Platinum Pros & Cons
The Good The Bad
  • Charges an annual fee of $72
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Net First Platinum FAQ

Is there a Net First Platinum cash back or rewards program?

No, Net First Platinum does not offer a rewards program.

What are the relevant APRs for Net First Platinum?

Net First Platinum is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the fees for Net First Platinum?

The following fees apply to Net First Platinum:

Net First Platinum Fees
Fees Amount
Annual Fee $72
Returned Payment Fee $25
Late Payment Fee $20

Does Net First Platinum report your account activity to credit bureaus?

Net First Platinum does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help improve your credit.

How to apply for Net First Platinum

  • Visit the Net First Platinum website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


About Net First Platinum

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  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Paper Statement Fee $0
Annual Fee $72
Returned Payment Fee $25
Late Fee Amount $20
Customer Type Personal
Credit Bureau Reporting None
Rewards Type No Rewards
Card Type
  • Store Card
  • Bad Credit
  • Charge Card
Card Network None

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