Net First Platinum Review

Click here for more details how to use it. The card is issued by Horizon Card Services. Net First Platinum is designed for people with bad credit who want to shop online but don't qualify for a regular card. If you're wondering whether Net First Platinum is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

Net First Platinum Pros and Cons:

The Good	The Bad
	Charges an annual fee of $72 Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card rewards.

Is there a Net First Platinum cash back or rewards program?

No, Net First Platinum does not offer a rewards program.

What are the relevant APRs for Net First Platinum?

Net First Platinum is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the Net First Platinum fees?

The following fees apply to Net First Platinum:

Net First Platinum Fees

Fees	Amount
Annual Fee	$72
Returned Payment Fee	$25
Late Payment Fee	$20

Does Net First Platinum report your account activity to credit bureaus?

Net First Platinum does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help improve your credit score.

How to apply for Net First Platinum

• Visit the Net First Platinum website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.