|Purchase APR (Fee-Based Product)||N/A|
|Balance Transfer APR (Fee-Based Product)||N/A|
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Net First Platinum Review
Net First Platinum is a charge card so it doesn't charge interest but it can only be used at one store that is linked to the card. Click here for more details how to use it. The card is issued by Horizon Card Services. Net First Platinum is designed for people with bad credit who want to shop online but don't qualify for a regular card.
If you're wondering whether Net First Platinum is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Net First Platinum cash back or rewards program?
No, Net First Platinum does not offer a rewards program.
|Rewards rate (all purchases)||N/A|
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|Signup Bonus ($)||N/A|
What are the relevant APRs for Net First Platinum?Net First Platinum is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.
What are the Net First Platinum fees?$72 Annual Fee. Net First Platinum charges an annual fee of $72.
The following fees apply to Net First Platinum:
|Returned Payment Fee||$25|
|Late Payment Fee||$20|
Does Net First Platinum report your account activity to credit bureaus?
Net First Platinum does not report to any of the credit bureaus. Card issuers are not required to report to the credit bureaus. However, making regular payments to a lender that reports to one or more credit bureaus may help you improve your credit score.
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for Net First Platinum
- Visit the Horizon Card Services website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
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