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Net First Platinum

in Personal Credit Cards from Horizon Card Services

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Net First Platinum

Claimed

in Personal Credit Cards from Horizon Card Services

Net Recommendation Score +50%

SUPERMONEY NET RECOMMENDATION SCORE

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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1 user recommends
1 user is unsure
0 users don't recommend
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Highlights
Community Rating

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Purchase APR  (Fee or Charge Based Product) N/A
Balance Transfer APR  (Fee or Charge Based Product) N/A
Credit Score Range 350 - 700
Annual Fee $72

Net First Platinum Review

Click here for more details how to use it. The card is issued by Horizon Card Services. Net First Platinum is designed for people with bad credit who want to shop online but don't qualify for a regular card. If you're wondering whether Net First Platinum is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
Net First Platinum Pros & Cons
The Good The Bad
  • Credit history not required.
  • Considers applicants with fair or poor credit.
  • Charges an annual fee of $72
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Net First Platinum FAQ

Is there a Net First Platinum cash back or rewards program?

No, Net First Platinum does not offer a rewards program.

What are the relevant APRs for Net First Platinum?

Net First Platinum is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What are the fees for Net First Platinum?

The following fees apply to Net First Platinum:

Net First Platinum Fees
Fees Amount
Annual Fee $72
Returned Payment Fee $25
Late Payment Fee $20

Does Net First Platinum report your account activity to credit bureaus?

Net First Platinum does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help improve your credit.

How to apply for Net First Platinum

  • Visit the Net First Platinum website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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About Net First Platinum

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View all personal credit cards offered by Horizon Card Services

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Paper Statement Fee $0
Annual Fee $72
Returned Payment Fee $25
Late Fee Amount $20
Credit History Not Required
Customer Type Personal
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
  • Non-Resident
Credit Score Range 350 - 700
Credit Bureau Reporting None
Rewards Type No Rewards
Credit Limit Up to $750
Card Type
  • Store Card
  • Bad Credit
  • Charge Card
Card Network None

Net First Platinum Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+50

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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