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Net First Platinum

in Personal Credit Cards from Horizon Card Services

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Net First Platinum

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in Personal Credit Cards from Horizon Card Services

SuperMoney Net Recommendation Score +29

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +29, equating to 3.6 on a 5 point rating scale.

+29

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly recommended

4 users recommend
1 user is unsure
2 users don't recommend
Browse Reviews: 4 Recommendations | 2 Complaints
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Highlights
Community Rating Mostly recommended
Purchase APR  (Fee or Charge Based Product) N/A
Balance Transfer APR  (Fee or Charge Based Product) N/A
Credit Score Range 350 - 700
Annual Fee $72
Number of Reviews 7

Net First Platinum Review

Click here for more details how to use it. The card is issued by Horizon Card Services. It is designed for people with bad credit who want to shop online but don't qualify for a regular card. If you're wondering whether Net First Platinum card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Net First Platinum card
The Good The Bad
  • Considers applicants who don't have a credit history.
  • Charges an annual fee of $72
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Net First Platinum card FAQ

Does Net First Platinum card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Net First Platinum card?

This is a charge card and therefore doesn't have a regular APR or interest charges. You must pay your balance in full every month.

What are the fees for Net First Platinum card?

The following fees apply:

Net First Platinum card Fees
Fees Amount
Annual Fee $72
Returned Payment Fee $25
Late Payment Fee $20

How do people rate the customer service and user experience of Net First Platinum card?

Overall, Net First Platinum card is mostly recommended based on community reviews that rate customer service and user experience.

Does Net First Platinum report your account activity to credit bureaus?

Net First Platinum does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help improve your credit.

How to apply for Net First Platinum card

  • Visit the Net First Platinum card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   1707 Warren Rd
    Indiana, PA 15701
  •   Visit Site

About Net First Platinum

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View all personal credit cards offered by Horizon Card Services
View Horizon Card Services Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Paper Statement Fee $0
Annual Fee $72
Returned Payment Fee $25
Late Fee Amount $20
Credit History Not Required
Customer Type Personal
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
  • Tax Returns
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
  • Non-Resident
Credit Score Range 350 - 700
Credit Bureau Reporting None
Rewards Type No Rewards
Credit Limit Up to $750
Card Type
  • Store Card
  • Bad Credit
  • Charge Card
Card Network None

Net First Platinum Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +29, equating to 3.6 on a 5 point rating scale.

+29

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.