Is Boost Platinum Credit Card the right fit for you?

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Last Updated: 02/10/2026

Boost Platinum Credit Card

Q: Does Boost Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. Click here for a full list of benefits.

from Horizon Card Services

Last Updated: 02/10/2026

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Verified by:

Horizon Card Services

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Strongly recommended7 total votes

7 users recommend

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Highlights

Community Rating

Strongly recommended

Purchase APR (Variable APR)

N/A(Verified 05/23/2025)

Balance Transfer APR (Variable APR)

N/A(Verified 05/23/2025)

Credit Score Range

300 - 850

Annual Fee

Number of Reviews

Boost Platinum Credit Card Review

This is a store card issued by Horizon Card Services. If you're wondering whether Boost Platinum Credit Card is the right card for you, read on.

Key Takeaways

Credit line only usable at TheHorizonOutlet.com
Guaranteed Approval provided applicant is 18 years of age or older and earns at least $150 per month after bills are paid.
No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Boost Platinum Credit Card

The Good

The Bad

No Employment or Credit Check
No annual fee.
No Personal Guarantee Required.
Considers applicants who don't have a credit history.

Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.

Boost Platinum Credit Card FAQ

Does Boost Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

Boost Platinum Credit Card Rewards Breakdown

Description

Click here for a full list of benefits.

What are the relevant APRs for Boost Platinum Credit Card?

Boost Platinum Credit Card does not offer balance transfers. It also has a variable cash advance APR of 0% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Boost Platinum Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers. Boost Platinum Credit Card does not offer balance transfers.

Does Boost Platinum Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Boost Platinum Credit Card?

Boost Platinum Credit Card Fees

Description

Annual Fee

Initial Program Fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for Boost Platinum Credit Card?

The customer service number for Boost Platinum Credit Card is (800) 251-6144.

What is the support contact email for Boost Platinum Credit Card?

The support contact email for Boost Platinum Credit Card is help@horizoncardservices.com.

How do people rate the customer service and user experience of Boost Platinum Credit Card?

Overall, Boost Platinum Credit Card is strongly recommended based on community reviews that rate customer service and user experience.

Does Boost Platinum Credit Card report your account activity to credit bureaus?

Boost Platinum Credit Card does not report to any of the major credit bureaus. Creditors are not required to report payment activity to credit bureaus. However, making regular on-time payments to a creditor that reports to one or more credit bureaus may help build your credit.

Does Horizon Card Services perform a hard credit pull?

Yes, Boost Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Boost Platinum Credit Card

Visit the website of Boost Platinum Credit Card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1707 Warren Rd

Indiana, PA 15701

(800) 251-6144

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +100, or 5 on a 5-point rating scale.

+100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Boost Platinum Credit Card Community Reviews

Would you recommend Boost Platinum Credit Card to your friends?

Mary A.

Feb 27, 2024

May or may not recommend

My experience with the Boost Platinum Credit Card has been straightforward but with some notable considerations. The application process was hassle-free, and the approval was prompt, allowing for quick access to credit. The initial credit limit provided was reasonable, catering to my immediate needs. However, the interest rates are relatively high, and the terms and conditions could be more transparent. Managing the credit card through the app is convenient, providing real-time ...Show More

John L.

Feb 22, 2024

May or may not recommend

I've been using the Boost Platinum credit card for a while now, and I must say, it's been a fantastic experience! The cashback rewards are really generous, and it's great to earn money back on everyday purchases like groceries and dining out. Plus, the travel perks have been a lifesaver on my trips – from airport lounge access to discounts on hotels, it's made traveling a breeze. What's even better ...Show More

Shamim J.

Feb 21, 2024

May or may not recommend

It sounds like the Horizon Financial Services general store card could be a helpful option for individuals looking to build or rebuild their credit, especially for those with poor or no credit history. The higher credit limit and lack of employment or credit checks can make it more accessible. However, the limitation of only being usable at the Horizon Outlet Store may be a drawback for some users who prefer ...Show More

Emily M.

Nov 19, 2023

May or may not recommend

This is a sound credit card to help one build their credit. It is a general store card offered by Horizon Financial Services. It honestly has a lot of good benefits too: -Poor Credit: It is good for those who have poor to no credit. -Higher Credit Limit: Up to 750$ unsecured credit line. -No Checks: They did not do an employment or credit check for me. The only CON of ...Show More

Willie B.

Sep 15, 2023

May or may not recommend

Very good prices and quality merchandise that doesn't take long to get approved for

Anonymous

Jul 1, 2023

May or may not recommend

I have never had a credit card and I really need one

Nacole W.

Jun 29, 2023

May or may not recommend

I recommend this service to anybody. The service is very good