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  Group One Platinum Card

Group One Platinum Card

in Personal Credit Cards from Horizon Card Services

Claimed

Group One Platinum Card

Claimed

in Personal Credit Cards from Horizon Card Services

SuperMoney Net Recommendation Score +23% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

7 users recommend
2 users are unsure
4 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 640
Annual Fee $299.40
Purchase APR  (Variable APR) 0%
Number of Reviews 13

Group One Platinum Card Review

Group One Platinum Card is a store credit card issued by Horizon Card Services. If you're wondering whether Group One Platinum Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • Competitive APRs. Group One Platinum Card has a variable purchase APR of 0%
  • Poor credit. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
The Good The Bad
  • My Roadside Protect included in membership.
  • Lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • Group One Platinum Card reports to multiple credit bureaus.
  • Credit line can only be used at the Horizon Outlet.
  • $6.00 monthly maintenance fee (This fee is waived to all active Horizon Card Services members)
  • $24.95 monthly fee for all card holders.
  • Charges an annual fee of $299.4
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a Group One Platinum Card cash back or rewards program?

No, Group One Platinum Card does not offer a rewards program.

What are the Group One Platinum Card benefits?

Group One Platinum Card provides the following benefits:

  • Emergency Support
  • Reports to major credit bureaus

What are the relevant APRs for Group One Platinum Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Group One Platinum Card has lower than average purchase APRs.

Group One Platinum Card has a variable purchase APR of 0%.

Does Group One Platinum Card have an introductory APR offer on balance transfers??

No, Group One Platinum Card does not come with an introductory APR offer for balance transfers.

Does Group One Platinum Card have an introductory APR offer on new purchases??

Group One Platinum Card does not offer an introductory rate on new purchases.

What are the Group One Platinum Card fees?

The following fees apply to Group One Platinum Card:

Group One Platinum Card Fees
Fees Amount
Annual Fee up to $299.4
Initial Program Fee $5
Returned Payment Fee $25
Late Payment Fee $20

Does Group One Platinum Card report your account activity to credit bureaus?

Group One Platinum Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Group One Platinum Card

  • Visit the Group One Platinum Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

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About Group One Platinum Card

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Program Fee $5
Annual Fee $299.40
Returned Payment Fee $25
Late Fee Amount $20
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 640
Card Type
  • Bad Credit
  • Store Card
Card Network Other
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Emergency Support  
Credit Card Benefits Emergency Support
Rewards Type No Rewards
Balance Computation Revolving
Credit Limit $0
Purchase APR (Variable APR) 0%

Group One Platinum Card Community Reviews

 

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