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  Group One Platinum Card

Group One Platinum Card

in Personal Credit Cards from Horizon Card Services

Claimed

Group One Platinum Card

Claimed

in Personal Credit Cards from Horizon Card Services

SuperMoney Net Recommendation Score +31

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +31, equating to 3.6 on a 5 point rating scale.

+31

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly recommended

9 users recommend
3 users are unsure
4 users don't recommend
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Highlights
Community Rating Mostly recommended
Purchase APR  (Variable APR) 0%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 640
Annual Fee $299.40
Number of Reviews 16

Group One Platinum Card Review

This is a store credit card issued by Horizon Card Services. If you're wondering whether Group One Platinum card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Group One Platinum Card has a variable purchase APR of 0%
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of Group One Platinum card
The Good The Bad
  • My Roadside Protect included in membership.
  • Lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • Group One Platinum Card reports to multiple credit bureaus.
  • Credit line can only be used at the Horizon Outlet.
  • $6.00 monthly maintenance fee (This fee is waived to all active Horizon Card Services members)
  • $24.95 monthly fee for all card holders.
  • Charges an annual fee of $299.4
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Group One Platinum card FAQ

Does Group One Platinum card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Group One Platinum card benefits?

It provides the following benefits:

  • Emergency Support
  • Reports to major credit bureaus

What are the relevant APRs for Group One Platinum card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR of 0%.

Does Group One Platinum card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Group One Platinum card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Group One Platinum card?

The following fees apply:

Group One Platinum card Fees
Fees Amount
Annual Fee $299.40
Initial Program Fee $5
Returned Payment Fee $25
Late Payment Fee $20

What is the customer service phone number for Group One Platinum card?

The Group One Platinum card customer service number is (800) 251-6144.

How do people rate the customer service and user experience of Group One Platinum card?

Overall, Group One Platinum card is mostly recommended based on community reviews that rate customer service and user experience.

Does Group One Platinum Card report your account activity to credit bureaus?

Yes, Group One Platinum Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Group One Platinum card

  • Visit the Group One Platinum card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Horizon Card Services

The Group One Platinum card is a part of the Horizon Card Services family of credit products. Horizon Card Services is not a credit services organization, banking institution or insurance company, nor is it affiliated with any credit services organization, banking or insurance institution. Horizon Card Services does not facilitate or provide assistance in obtaining credit from any other credit-issuing entities. Horizon Card Services does not charge an advanced fee to establish credit and does not attempt or claim to attempt to repair a customer's credit history. Since 2006, Group One Platinum has since established itself as one of our premier brands with thousands of highly satisfied card holders.

The Group One Platinum Account is a line of credit that can be used by an Accountholder to shop exclusively at our online shopping website www.TheHorizonOutlet.com. This product is not a Visa, Mastercard, or debit card. After obtaining a Group One Platinum Account, you can make purchases of select items available at or through our website. There are no down payment requirements for purchases at our website. You may not use the Group One Platinum Account to pay shipping and processing fees. Instead, you must use a valid and active U.S. credit card or debit card to pay for shipping and processing for your Horizon Outlet purchases and to pay your Group One Platinum Account fees.

Contact

About Group One Platinum Card

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Initial Program Fee $5
Annual Fee $299.40
Returned Payment Fee $25
Late Fee Amount $20
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 640
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
Rewards Type No Rewards
Balance Computation Revolving
Credit Limit Up to $0
Purchase APR (Variable APR) 0%
Card Type
  • Store Card
  • Bad Credit
Card Network Other

Group One Platinum Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +31, equating to 3.6 on a 5 point rating scale.

+31

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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