SuperMoney 
  Group One Platinum Merchandise Card

Group One Platinum Merchandise Card

in Personal Credit Cards from Horizon Card Services

Claimed

Group One Platinum Merchandise Card

Claimed

in Personal Credit Cards from Horizon Card Services

SuperMoney Net Recommendation Score +23% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

7 users recommend
2 users are unsure
4 users don't recommend
Cast your vote
Cast your vote

Would you recommend Group One Platinum Merchandise Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating Mostly recommended
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 640
Annual Fee $299.40
Purchase APR  (Variable APR) 0%
Number of Reviews 13

Group One Platinum Merchandise Card Review

Group One Platinum Merchandise Card is a store credit card issued by Horizon Card Services.  If you're wondering whether Group One Platinum Merchandise Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • Competitive APRs. Group One Platinum Merchandise Card has a variable purchase APR of up to 0%.
  • Poor credit. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
The Good The Bad
  • Lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • Reports transactions to Equifax
  • Charges an annual fee of up to $299.40.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a Group One Platinum Merchandise Card cash back or rewards program?

No, Group One Platinum Merchandise Card does not offer a rewards program.

What are the Group One Platinum Merchandise Card benefits?

Group One Platinum Merchandise Card provides the following benefits:

  • Emergency Support
  • Reports to major credit bureaus

What are the relevant APRs for Group One Platinum Merchandise Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Group One Platinum Merchandise Card has lower than average purchase APRs.

Group One Platinum Merchandise Card has a variable purchase APR of 0%.

Does Group One Platinum Merchandise Card have an introductory APR offer on balance transfers??

No, Group One Platinum Merchandise Card does not come with an introductory APR offer for balance transfers.

Does Group One Platinum Merchandise Card have an introductory APR offer on new purchases??

Group One Platinum Merchandise Card does not offer an introductory rate on new purchases.

What are the Group One Platinum Merchandise Card fees?

The following fees apply to Group One Platinum Merchandise Card:

Group One Platinum Merchandise Card Fees
Fees Amount
Annual Fee $299.4
Initial Program Fee $5
Returned Payment Fee $25
Late Payment Fee $20

Does Group One Platinum Merchandise Card report your account activity to credit bureaus?

Group One Platinum Merchandise Card reports your account activity to the following credit reporting agencies:

  • Equifax

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Group One Platinum Merchandise Card

  • Visit the Group One Platinum Merchandise Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

About Group One Platinum Merchandise Card

Icon for Personal Credit Cards
View all personal credit cards offered by Horizon Card Services

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Program Fee $5
Annual Fee $299.40
Returned Payment Fee $25
Late Fee Amount $20
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Card Type
  • Bad Credit
  • Store Card
Card Network
  • Other
Credit Bureau Reporting
  • Equifax
Emergency Support  
Credit Card Benefits
  • Emergency Support
Purchase APR (Variable APR) 0%
Balance Computation Revolving
Credit Limit $0

Group One Platinum Merchandise Card Community Reviews

 

Would you recommend Group One Platinum Merchandise Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Merrick Bank Double Your Line™ Platinum Visa® Credit Card
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews

Deserve Classic Mastercard
Mostly recommended

6 Reviews

Horizon Card Services Personal Credit Cards

Product

Reviews

Balance Transfer APR

Credit Score Range

Annual Fee

Purchase APR

Horizon Gold Card

Horizon Gold Card

1
 
4
5 total votes
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 300 - 600     300 850
Annual Fee $299.40 Annual Fee
Starting Purchase APR 0% Starting Variable APR
Freedom Gold Card

Freedom Gold Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range N/A Credit Score Range
Annual Fee $72 Annual Fee
Purchase APR N/A Purchase APR