Last Updated: 07/28/2025
SuperMoney User Recommendation Score +22
Mostly recommended18 total votes
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Highlights
Community Rating
Mostly recommended
Purchase APR (Variable APR)
0%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
300 - 640
Annual Fee
$177.24
Number of Reviews
Group One Platinum Card Review
This is a store card issued by Horizon Card Services. If you're wondering whether Group One Platinum Card is the right card for you, read on.
Key Takeaways
- APRs: Group One Platinum Card has a variable regular purchase APR of 0%
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Group One Platinum card
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Group One Platinum card FAQ
Does Group One Platinum card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Group One Platinum card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Group One Platinum Card has a variable purchase APR of 0%. Group One Platinum Card does not offer balance transfers.
Does Group One Platinum card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Group One Platinum Card does not offer balance transfers.Does Group One Platinum card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Group One Platinum card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $177.24 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $177.24.
What is the customer service phone number for Group One Platinum card?
The customer service number for Group One Platinum card is (800) 251-6144.
What is the support contact email for Group One Platinum card?
The support contact email for Group One Platinum card is help@horizoncardservices.com.
What is the login page for Group One Platinum card?
You can access the login page of Group One Platinum card here.
How do people rate the customer service and user experience of Group One Platinum card?
Overall, Group One Platinum card is mostly recommended based on community reviews that rate customer service and user experience.
Does Group One Platinum Card report your account activity to credit bureaus?
Yes, Group One Platinum Card reports to the following credit bureau:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Horizon Card Services perform a hard credit pull?
Yes, Group One Platinum card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Group One Platinum card
- Visit the website of Group One Platinum card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.