Last Updated: 07/28/2025
JSC Federal Credit Union Visa Platinum Credit Card
Unaffiliated
in Credit Cards from JSC Federal Credit Union
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
7.9% - 15.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
7.90% - 15.90%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Annual Fee
$0
JSC Federal Credit Union Visa Platinum Credit Card Review
This is a card issued by JSC Federal Credit Union. If you're wondering whether JSC Federal Credit Union Visa Platinum Credit Card is the right card for you, read on.
Key Takeaways
- APRs: JSC Federal Credit Union Visa Platinum Credit Card has a variable regular purchase APR that ranges from 7.9% up to 15.9%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of JSC Federal Credit Union Visa Platinum Credit Card
| The Good | The Bad |
|
|
JSC Federal Credit Union Visa Platinum Credit Card FAQ
Does JSC Federal Credit Union Visa Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for JSC Federal Credit Union Visa Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.JSC Federal Credit Union Visa Platinum Credit Card has a variable purchase APR that ranges from 7.9% up to 15.9%. The card has a variable balance transfer APR that ranges from 7.90% up to 15.90%. It also has a variable cash advance APR that ranges from 7.9% up to 15.9%.
Does JSC Federal Credit Union Visa Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does JSC Federal Credit Union Visa Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for JSC Federal Credit Union Visa Platinum Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
There is a late fee of up to $0 . What is the customer service phone number for JSC Federal Credit Union Visa Platinum Credit Card?
The customer service number for JSC Federal Credit Union Visa Platinum Credit Card is (800) 940-0708.
What is the support contact email for JSC Federal Credit Union Visa Platinum Credit Card?
The support contact email for JSC Federal Credit Union Visa Platinum Credit Card is socialmedia@jscfcu.org.
What is the login page for JSC Federal Credit Union Visa Platinum Credit Card?
You can access the login page of JSC Federal Credit Union Visa Platinum Credit Card here.
How do people rate the customer service and user experience of JSC Federal Credit Union Visa Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does JSC Federal Credit Union Visa Platinum Credit Card report your account activity to credit bureaus?
Yes, JSC Federal Credit Union Visa Platinum Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does JSC Federal Credit Union perform a hard credit pull?
Yes, JSC Federal Credit Union Visa Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for JSC Federal Credit Union Visa Platinum Credit Card
- Visit the website of JSC Federal Credit Union Visa Platinum Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM