Mazuma Credit Union Sporting Blue Card

Mazuma Credit Union Sporting Blue Card Review

This is a rewards card issued by Mazuma Credit Union. If you're wondering whether Mazuma Credit Union Sporting Blue Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. Mazuma Credit Union Sporting Blue Card has a variable purchase APR that ranges from 9.9% up to 18.9%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Mazuma Credit Union Sporting Blue Card

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Offers auto rental collision damage waiver. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere Mazuma Credit Union Sporting Blue Card is accepted. Mazuma Credit Union Sporting Blue Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not include many credit card benefits.

Mazuma Credit Union Sporting Blue Card FAQ

Does Mazuma Credit Union Sporting Blue Card have a cash back or rewards program?

Mazuma Credit Union Sporting Blue Card is a rewards card.

Mazuma Credit Union Sporting Blue Card Rewards

Minimum rewards rate	1x
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Annual Loyalty Bonus (Points/Miles)	5000

What are the Mazuma Credit Union Sporting Blue Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Mazuma Credit Union Sporting Blue Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Mazuma Credit Union Sporting Blue Card has a variable purchase APR that ranges from 9.9% up to 18.9%. The card has a variable balance transfer APR that ranges from 9.9% up to 18.9%. It also has a variable cash advance APR that ranges from 9.9% up to 18.9%.

What are the fees for Mazuma Credit Union Sporting Blue Card?

The following fees apply:

• There is no overlimit fee

Mazuma Credit Union Sporting Blue Card Fees

Fees	Amount
Annual Fee	$0
Overlimit Fee	$0
Initial Program Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $15
Late Payment Fee	$5 - $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Mazuma Credit Union Sporting Blue Card report your account activity to credit bureaus?

Yes, Mazuma Credit Union Sporting Blue Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Mazuma Credit Union Sporting Blue Card

• Visit the Mazuma Credit Union Sporting Blue Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.