Members First Credit Union Platinum VISA
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| Purchase APR (Variable APR) |
9.59% - 17.9% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
9.59% - 17.9% (Verified 08/04/2023) |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
Members First Credit Union Platinum VISA Review
This is a card issued by Members First Credit Union. If you're wondering whether Members First Credit Union Platinum VISA is the right card for you, read on.
Key Takeaways
- Competitive APRs. Members First Credit Union Platinum VISA has a variable purchase APR that ranges from 9.59% up to 17.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Members First Credit Union Platinum VISA
| The Good | The Bad |
|---|---|
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Members First Credit Union Platinum VISA FAQ
Does Members First Credit Union Platinum VISA have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Members First Credit Union Platinum VISA benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Members First Credit Union Platinum VISA?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Members First Credit Union Platinum VISA has a variable purchase APR that ranges from 9.59% up to 17.9%. The card has a variable balance transfer APR that ranges from 9.59% up to 17.9%. It also has a variable cash advance APR that ranges from 6.9% up to 17.9%.
Does Members First Credit Union Platinum VISA have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 6.9% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 6.9% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 9.59% - 17.9% |
| Balance Transfer Fee % | 0% |
Does Members First Credit Union Platinum VISA have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 6.9% |
| Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 6.9% on qualified purchases for a period of up to 12 months.
What are the fees for Members First Credit Union Platinum VISA?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $ |
| Initial Program Fee | $ |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | Starting at $ up to $25 |
| Late Payment Fee | Starting at up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Members First Credit Union Platinum VISA have a foreign transaction fee?
Members First Credit Union Platinum VISA charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Members First Credit Union Platinum VISA?
The Members First Credit Union Platinum VISA customer service number is .
What is the support contact email for Members First Credit Union Platinum VISA?
The support contact email for Members First Credit Union Platinum VISA is mail@mfcu.net.
What is the Members First Credit Union Platinum VISA login page?
You can access the Members First Credit Union Platinum VISA login page here.
How do people rate the customer service and user experience of Members First Credit Union Platinum VISA?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Members First Credit Union Platinum VISA report your account activity to credit bureaus?
Yes, Members First Credit Union Platinum VISA reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Members First Credit Union Platinum VISA
- Visit the Members First Credit Union Platinum VISA website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 2165
Midland, MI 48641 USA - Visit Site
- Email Support
Other Services by Members First Credit Union
Other Credit Cards by Members First Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 6.9% |
| Purchase Intro APR Period (Variable APR) | 12 months |
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