Members First Credit Union VISA Platinum Reward
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| Purchase APR (Variable APR) | 10.59% - 15.9% |
| Balance Transfer APR (Variable APR) | 10.59% - 15.9% |
| Credit Score Range | 650 - 850 |
| Annual Fee | N/A |
Members First Credit Union VISA Platinum Reward Review
This is a cashback card issued by Members First Credit Union. If you're wondering whether Members First Credit Union VISA Platinum Reward is the right card for you, read on.
Key Takeaways
- Competitive APRs. Members First Credit Union VISA Platinum Reward has a variable purchase APR that ranges from 10.59% up to 15.9%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Members First Credit Union VISA Platinum Reward
| The Good | The Bad |
|---|---|
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Members First Credit Union VISA Platinum Reward FAQ
Does Members First Credit Union VISA Platinum Reward have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Members First Credit Union VISA Platinum Reward have a signup bonus?
This card doesn't offer a cash signup bonus.Does Members First Credit Union VISA Platinum Reward offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Members First Credit Union VISA Platinum Reward benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Members First Credit Union VISA Platinum Reward?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Members First Credit Union VISA Platinum Reward has a variable purchase APR that ranges from 10.59% up to 15.9%. The card has a variable balance transfer APR that ranges from 10.59% up to 15.9%. It also has a variable cash advance APR that ranges from 10.59% up to 15.9%.
Does Members First Credit Union VISA Platinum Reward have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 7.9% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 7.9% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 10.59% - 15.9% |
Does Members First Credit Union VISA Platinum Reward have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 7.9% |
| Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 7.9% on qualified purchases for a period of up to 12 months.
What are the fees for Members First Credit Union VISA Platinum Reward?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
Does Members First Credit Union VISA Platinum Reward have a foreign transaction fee?
Members First Credit Union VISA Platinum Reward charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Members First Credit Union VISA Platinum Reward?
The Members First Credit Union VISA Platinum Reward customer service number is .
What is the support contact email for Members First Credit Union VISA Platinum Reward?
The support contact email for Members First Credit Union VISA Platinum Reward is mail@mfcu.net.
What is the Members First Credit Union VISA Platinum Reward login page?
You can access the Members First Credit Union VISA Platinum Reward login page here.
How do people rate the customer service and user experience of Members First Credit Union VISA Platinum Reward?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Members First Credit Union VISA Platinum Reward report your account activity to credit bureaus?
Yes, Members First Credit Union VISA Platinum Reward reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Members First Credit Union VISA Platinum Reward
- Visit the Members First Credit Union VISA Platinum Reward website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 2165
Midland, MI 48641 USA - Visit Site
- Email Support
Other Services by Members First Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 7.9% |
| Purchase Intro APR Period (Variable APR) | 12 months |
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