MembersFirst Credit Union VISA Classic
Not enough votes for recommendation
Explore a similar product
Try this top product in Personal Credit Cards.
| Purchase APR (Fixed APR) | 13.88% |
| Balance Transfer APR (Fixed APR) | N/A |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
MembersFirst Credit Union VISA Classic Review
This is a credit card issued by MembersFirst Credit Union. If you're wondering whether MembersFirst Credit Union VISA Classic is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. MembersFirst Credit Union VISA Classic has a fixed purchase APR of 13.88%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
|---|---|
|
|
Does MembersFirst Credit Union VISA Classic have a cash back or rewards program?
No, it does not offer a rewards program.
What are the MembersFirst Credit Union VISA Classic benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for MembersFirst Credit Union VISA Classic?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.MembersFirst Credit Union VISA Classic has a fixed purchase APR of 13.88%. It also has a fixed cash advance APR of 13.88% .
Does MembersFirst Credit Union VISA Classic have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does MembersFirst Credit Union VISA Classic have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for MembersFirst Credit Union VISA Classic?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | up to $30 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the support contact email for MembersFirst Credit Union VISA Classic?
The support contact email for MembersFirst Credit Union VISA Classic is feedback@membersfirstga.com.
How do people rate the customer service and user experience of MembersFirst Credit Union VISA Classic?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does MembersFirst Credit Union VISA Classic report your account activity to credit bureaus?
Yes, MembersFirst Credit Union VISA Classic reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for MembersFirst Credit Union VISA Classic
- Visit the MembersFirst Credit Union VISA Classic website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 33189
Decatur, GA 30033 - Visit Site
- Email Support
Other Services by MembersFirst Credit Union
Availability
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $25 |
| Cash Advance Fee (%) | 3% |
| Minimum Cash Advance Fee ($) | Up to $25 |
| Late Fee Amount | Up to $30 |
Be the first to rate
Would you recommend MembersFirst Credit Union VISA Classic to your friends?
Other Personal Credit Cards
MembersFirst Credit Union Personal Credit Cards
- Advia CU Visa Advantage Points Credit Card
- Air France KLM World Elite Mastercard®
- American Express® National Bank Blue Credit Card
- Amtrak Guest Rewards® World Mastercard®
- Arbor Financial Credit Union Advantage Visa Credit Card
- BMO Harris Bank Platinum Mastercard®
- Eastman Credit Union Cash Rewards Visa
- First Digital Mastercard®
- IHG Rewards Club Premier Mastercard
- Patelco Credit Union Pure Mastercard Credit Card
- TD Double Up Credit Card
- Talbots Credit Card
