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  MembersFirst Credit Union VISA Classic

MembersFirst Credit Union VISA Classic

in Personal Credit Cards from MembersFirst Credit Union

Unaffiliated

MembersFirst Credit Union VISA Classic

Unaffiliated

in Personal Credit Cards from MembersFirst Credit Union

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Highlights
Purchase APR  (Fixed APR) 13.88%
Balance Transfer APR  (Fixed APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

MembersFirst Credit Union VISA Classic Review

This is a credit card issued by MembersFirst Credit Union. If you're wondering whether MembersFirst Credit Union VISA Classic is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. MembersFirst Credit Union VISA Classic has a fixed purchase APR of 13.88%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of MembersFirst Credit Union VISA Classic
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Travel accident insurance.
  • Considers applicants with fair or poor credit.
  • MembersFirst Credit Union VISA Classic reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
MembersFirst Credit Union VISA Classic FAQ

Does MembersFirst Credit Union VISA Classic have a cash back or rewards program?

No, it does not offer a rewards program.

What are the MembersFirst Credit Union VISA Classic benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for MembersFirst Credit Union VISA Classic?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a fixed purchase APR of 13.88%. It also has a fixed cash advance APR of 13.88% .

Does MembersFirst Credit Union VISA Classic have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does MembersFirst Credit Union VISA Classic have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for MembersFirst Credit Union VISA Classic?

The following fees apply:

MembersFirst Credit Union VISA Classic Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $30

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for MembersFirst Credit Union VISA Classic?

The MembersFirst Credit Union VISA Classic customer service number is .

What is the support contact email for MembersFirst Credit Union VISA Classic?

The support contact email for MembersFirst Credit Union VISA Classic is feedback@membersfirstga.com.

Does MembersFirst Credit Union VISA Classic report your account activity to credit bureaus?

Yes, MembersFirst Credit Union VISA Classic reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for MembersFirst Credit Union VISA Classic

  • Visit the MembersFirst Credit Union VISA Classic website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:30pm
  • Tuesday 9:00am - 4:30pm
  • Wednesday 10:00am - 4:30pm
  • Thursday 9:00am - 4:30pm
  • Friday 9:00am - 4:30pm
  • Saturday 9:00am - 1:00pm

Other Services by MembersFirst Credit Union

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Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $25
Cash Advance Fee (%) 3%
Minimum Cash Advance Fee ($) Up to $25
Late Fee Amount Up to $30
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
Rewards Categories
  • Car Rentals
  • Entertainment
  • Every Purchase
  • Home Improvement Purchases
  • Hotels
  • Office Supplies
  • Travel
Cash Advance APR (Fixed APR) 13.88%
Credit Limit Up to $10,000
Purchase APR (Fixed APR) 13.88%
Card Type
  • Low Interest
Card Network Visa

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