Last Updated: 07/28/2025
MembersFirst Credit Union VISA Platinum
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
8.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Fixed APR)
N/A
Credit Score Range
650 - 850
Annual Fee
$0
MembersFirst Credit Union VISA Platinum Review
This is a rewards card issued by MembersFirst Credit Union. If you're wondering whether MembersFirst Credit Union VISA Platinum is the right card for you, read on.
Key Takeaways
- APRs: MembersFirst Credit Union VISA Platinum has a fixed purchase APR of 8.99%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, identity theft protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of MembersFirst Credit Union VISA Platinum
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MembersFirst Credit Union VISA Platinum FAQ
Does MembersFirst Credit Union VISA Platinum have a cash back or rewards program?
MembersFirst Credit Union VISA Platinum is a rewards card.
| Description |
Does MembersFirst Credit Union VISA Platinum have a signup bonus?
This card doesn't offer a cash signup bonus.Does MembersFirst Credit Union VISA Platinum offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the MembersFirst Credit Union VISA Platinum benefits?
MembersFirst Credit Union VISA Platinum provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for MembersFirst Credit Union VISA Platinum?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.MembersFirst Credit Union VISA Platinum has a fixed purchase APR of 8.99%. MembersFirst Credit Union VISA Platinum does not offer balance transfers. It also has a fixed cash advance APR of 8.99% .
Does MembersFirst Credit Union VISA Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. MembersFirst Credit Union VISA Platinum does not offer balance transfers.Does MembersFirst Credit Union VISA Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for MembersFirst Credit Union VISA Platinum?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for MembersFirst Credit Union VISA Platinum?
The customer service number for MembersFirst Credit Union VISA Platinum is .
What is the support contact email for MembersFirst Credit Union VISA Platinum?
The support contact email for MembersFirst Credit Union VISA Platinum is feedback@membersfirstga.com.
What is the login page for MembersFirst Credit Union VISA Platinum?
You can access the login page of MembersFirst Credit Union VISA Platinum here.
How do people rate the customer service and user experience of MembersFirst Credit Union VISA Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does MembersFirst Credit Union VISA Platinum report your account activity to credit bureaus?
Yes, MembersFirst Credit Union VISA Platinum reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does MembersFirst Credit Union perform a hard credit pull?
Yes, MembersFirst Credit Union VISA Platinum performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for MembersFirst Credit Union VISA Platinum
- Visit the website of MembersFirst Credit Union VISA Platinum.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
10:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
9:00AM - 1:00PM