MembersFirst Credit Union VISA Platinum
in Personal Credit Cards from MembersFirst Credit Union
UnaffiliatedMembersFirst Credit Union VISA Platinum
in Personal Credit Cards from MembersFirst Credit Union
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| Purchase APR (Fixed APR) | 8.99% |
| Balance Transfer APR (Fixed APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
MembersFirst Credit Union VISA Platinum Review
MembersFirst Credit Union VISA Platinum is a rewards credit card issued by MembersFirst Credit Union. If you're wondering whether MembersFirst Credit Union VISA Platinum is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. MembersFirst Credit Union VISA Platinum has a fixed purchase APR of 8.99%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above650.
| The Good | The Bad |
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Is there a MembersFirst Credit Union VISA Platinum cash back or rewards program?
MembersFirst Credit Union VISA Platinum offers a rewards program to its customers.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does MembersFirst Credit Union VISA Platinum have a signup bonus?
MembersFirst Credit Union VISA Platinum doesn't offer a cash signup bonus.Does MembersFirst Credit Union VISA Platinum offer an annual loyalty bonus?
MembersFirst Credit Union VISA Platinum doesn't offer a cash loyalty bonus.What are the MembersFirst Credit Union VISA Platinum benefits?
MembersFirst Credit Union VISA Platinum provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for MembersFirst Credit Union VISA Platinum?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. MembersFirst Credit Union VISA Platinum has lower than average purchase APRs.MembersFirst Credit Union VISA Platinum has a fixed purchase APR of 8.99%. It also has a fixed cash advance APR of 8.99% .
Does MembersFirst Credit Union VISA Platinum have an introductory APR offer on balance transfers?
No, MembersFirst Credit Union VISA Platinum does not come with an introductory APR offer for balance transfers.Does MembersFirst Credit Union VISA Platinum have an introductory APR offer on new purchases?
MembersFirst Credit Union VISA Platinum does not offer an introductory rate on new purchases.What are the fees for MembersFirst Credit Union VISA Platinum?
The following fees apply to MembersFirst Credit Union VISA Platinum:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | up to $30 |
Does MembersFirst Credit Union VISA Platinum report your account activity to credit bureaus?
Yes, MembersFirst Credit Union VISA Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for MembersFirst Credit Union VISA Platinum
- Visit the MembersFirst Credit Union VISA Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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P.O. Box 33189
Decatur, GA 30033 - Visit Site
Other Services by MembersFirst Credit Union
Availability
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $25 |
| Cash Advance Fee (%) | 3% |
| Minimum Cash Advance Fee ($) | Up to $25 |
| Late Fee Amount | Up to $30 |
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