MembersFirst Credit Union VISA Platinum
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| Purchase APR (Fixed APR) | 8.99% |
| Balance Transfer APR (Fixed APR) | N/A |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
MembersFirst Credit Union VISA Platinum Review
This is a rewards credit card issued by MembersFirst Credit Union. If you're wondering whether MembersFirst Credit Union VISA Platinum is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- Competitive APRs. MembersFirst Credit Union VISA Platinum has a fixed purchase APR of 8.99%
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of MembersFirst Credit Union VISA Platinum
| The Good | The Bad |
|---|---|
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MembersFirst Credit Union VISA Platinum FAQ
Does MembersFirst Credit Union VISA Platinum have a cash back or rewards program?
MembersFirst Credit Union VISA Platinum is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does MembersFirst Credit Union VISA Platinum have a signup bonus?
This card doesn't offer a cash signup bonus.Does MembersFirst Credit Union VISA Platinum offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the MembersFirst Credit Union VISA Platinum benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for MembersFirst Credit Union VISA Platinum?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.MembersFirst Credit Union VISA Platinum has a fixed purchase APR of 8.99%. It also has a fixed cash advance APR of 8.99% .
Does MembersFirst Credit Union VISA Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does MembersFirst Credit Union VISA Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for MembersFirst Credit Union VISA Platinum?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Late Payment Fee | up to $30 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for MembersFirst Credit Union VISA Platinum?
The MembersFirst Credit Union VISA Platinum customer service number is .
What is the support contact email for MembersFirst Credit Union VISA Platinum?
The support contact email for MembersFirst Credit Union VISA Platinum is feedback@membersfirstga.com.
What is the MembersFirst Credit Union VISA Platinum login page?
You can access the MembersFirst Credit Union VISA Platinum login page here.
How do people rate the customer service and user experience of MembersFirst Credit Union VISA Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does MembersFirst Credit Union VISA Platinum report your account activity to credit bureaus?
Yes, MembersFirst Credit Union VISA Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for MembersFirst Credit Union VISA Platinum
- Visit the MembersFirst Credit Union VISA Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 33189
Decatur, GA 30033 USA - Visit Site
- Email Support
Other Services by MembersFirst Credit Union
Availability
Feature Breakdown
| Cash Advance Fee Minimum | $25 |
| Cash Advance Fee (%) | 3% |
| Minimum Cash Advance Fee ($) | Up to $25 |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Late Fee Amount | Up to $30 |
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