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  MembersFirst Credit Union VISA Platinum

MembersFirst Credit Union VISA Platinum

in Personal Credit Cards from MembersFirst Credit Union

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MembersFirst Credit Union VISA Platinum

Unaffiliated

in Personal Credit Cards from MembersFirst Credit Union

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Highlights
Purchase APR  (Fixed APR) 8.99%
Balance Transfer APR  (Fixed APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

MembersFirst Credit Union VISA Platinum Review

This is a rewards credit card issued by MembersFirst Credit Union. If you're wondering whether MembersFirst Credit Union VISA Platinum is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. MembersFirst Credit Union VISA Platinum has a fixed purchase APR of 8.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, identity theft protection, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of MembersFirst Credit Union VISA Platinum
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Travel accident insurance.
  • Cardholders can earn rewards on purchases everywhere MembersFirst Credit Union VISA Platinum is accepted.
  • MembersFirst Credit Union VISA Platinum reports to multiple credit bureaus.
  • Does not offer a signup bonus.
MembersFirst Credit Union VISA Platinum FAQ

Does MembersFirst Credit Union VISA Platinum have a cash back or rewards program?

MembersFirst Credit Union VISA Platinum is a rewards card.

MembersFirst Credit Union VISA Platinum Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does MembersFirst Credit Union VISA Platinum have a signup bonus?

This card doesn't offer a cash signup bonus.

Does MembersFirst Credit Union VISA Platinum offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the MembersFirst Credit Union VISA Platinum benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for MembersFirst Credit Union VISA Platinum?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a fixed purchase APR of 8.99%. It also has a fixed cash advance APR of 8.99% .

Does MembersFirst Credit Union VISA Platinum have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does MembersFirst Credit Union VISA Platinum have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for MembersFirst Credit Union VISA Platinum?

The following fees apply:

MembersFirst Credit Union VISA Platinum Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $30

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for MembersFirst Credit Union VISA Platinum?

The MembersFirst Credit Union VISA Platinum customer service number is .

What is the support contact email for MembersFirst Credit Union VISA Platinum?

The support contact email for MembersFirst Credit Union VISA Platinum is feedback@membersfirstga.com.

Does MembersFirst Credit Union VISA Platinum report your account activity to credit bureaus?

Yes, MembersFirst Credit Union VISA Platinum reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for MembersFirst Credit Union VISA Platinum

  • Visit the MembersFirst Credit Union VISA Platinum website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:30pm
  • Tuesday 9:00am - 4:30pm
  • Wednesday 10:00am - 4:30pm
  • Thursday 9:00am - 4:30pm
  • Friday 9:00am - 4:30pm
  • Saturday 9:00am - 1:00pm

Other Services by MembersFirst Credit Union

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Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $25
Cash Advance Fee (%) 3%
Minimum Cash Advance Fee ($) Up to $25
Late Fee Amount Up to $30
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
Rewards Categories
  • Car Rentals
  • Entertainment
  • Every Purchase
  • Home Improvement Purchases
  • Hotels
  • Office Supplies
  • Retail
  • Travel
Cash Advance APR (Fixed APR) 8.99%
Balance Computation Average Daily Balance (including new purchases).
Credit Limit Up to $25,000
Purchase APR (Fixed APR) 8.99%
Card Type
  • Rewards
Card Network Visa

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