Meritrust Credit Union Visa Meritrust Rewards
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| Purchase APR (Fixed APR) |
Starting at 16.24% (Verified 08/04/2023) |
| Balance Transfer APR (Fixed APR) |
Starting at 16.24% (Verified 08/04/2023) |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Meritrust Credit Union Visa Meritrust Rewards Review
This is a rewards card issued by Meritrust Credit Union. If you're wondering whether Meritrust Credit Union Visa Meritrust Rewards is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Meritrust Credit Union Visa Meritrust Rewards
| The Good | The Bad |
|---|---|
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Meritrust Credit Union Visa Meritrust Rewards FAQ
Does Meritrust Credit Union Visa Meritrust Rewards have a cash back or rewards program?
Meritrust Credit Union Visa Meritrust Rewards is a rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Meritrust Credit Union Visa Meritrust Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Meritrust Credit Union Visa Meritrust Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for Meritrust Credit Union Visa Meritrust Rewards?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.Meritrust Credit Union Visa Meritrust Rewards has a fixed purchase APR starting at 16.24% . The card has a fixed balance transfer APR starting at 16.24% . It also has a fixed cash advance APR starting at 16.24% . Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Meritrust Credit Union Visa Meritrust Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Meritrust Credit Union Visa Meritrust Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Meritrust Credit Union Visa Meritrust Rewards?
The following fees apply:
- An overlimit fee of $28.
| Description | |
|---|---|
| Cash Advance Fee Minimum | $8 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | $8 - $35 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee? | |
| No Foreign Transaction Fee? | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $28 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $28 |
| Late Fee Amount | Up to $28 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Meritrust Credit Union Visa Meritrust Rewards have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Meritrust Credit Union Visa Meritrust Rewards?
The Meritrust Credit Union Visa Meritrust Rewards customer service number is (316) 683-1423.
What is the support contact email for Meritrust Credit Union Visa Meritrust Rewards?
The support contact email for Meritrust Credit Union Visa Meritrust Rewards is memberservices@meritrustcu.org.
What is the Meritrust Credit Union Visa Meritrust Rewards login page?
You can access the Meritrust Credit Union Visa Meritrust Rewards login page here.
How do people rate the customer service and user experience of Meritrust Credit Union Visa Meritrust Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Meritrust Credit Union Visa Meritrust Rewards report your account activity to credit bureaus?
Yes, Meritrust Credit Union Visa Meritrust Rewards reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Meritrust Credit Union Visa Meritrust Rewards
- Visit the Meritrust Credit Union Visa Meritrust Rewards website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
151 N Main St, Wichita, Kansas 67202, US
Wichita, KS 67202 USA - (316) 683-1423
- Visit Site
- Email Support
Other Services by Meritrust Credit Union
Other Credit Cards by Meritrust Credit Union
Availability
Feature Breakdown
| Cash Advance Fee Minimum | $8 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | $8 - $35 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $28 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $28 |
| Late Fee Amount | Up to $28 |
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