MINI Card Review

MINI Card is a store rewards credit card issued by BMW Bank of North America. If you're wondering whether MINI Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Earn a rewards rate of up to x.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
• Competitive APRs. MINI Card has a variable purchase APR that ranges from 15.24% up to 26.24%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 4% Balance transfer fee. MINI Card charges a fee of up to 4% on balance transfers. For example, a balance of $1,000 could cost up to $40 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Good or better credit required. You should probably try with another card if your credit score is below 700.