National Bank of Arizona Visa Credit Card
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| Purchase APR (Variable APR) |
9.24% - 19.24% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
9.24% - 19.24% (Verified 08/04/2023) |
| Credit Score Range | 300 - 550 |
| Annual Fee | $25 |
National Bank of Arizona Visa Credit Card Review
This is a secured credit card card issued by National Bank of Arizona. If you're wondering whether National Bank of Arizona Visa Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. National Bank of Arizona Visa Credit Card has a variable purchase APR that ranges from 9.24% up to 19.24%.
- 3% Balance transfer fee. National Bank of Arizona Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, travel accident insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of National Bank of Arizona Visa Credit Card
| The Good | The Bad |
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National Bank of Arizona Visa Credit Card FAQ
Does National Bank of Arizona Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the National Bank of Arizona Visa Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for National Bank of Arizona Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.National Bank of Arizona Visa Credit Card has a variable purchase APR that ranges from 9.24% up to 19.24%. The card has a variable balance transfer APR that ranges from 9.24% up to 19.24%. It also has a variable cash advance APR that ranges from 20.24% up to 22.24%.
Does National Bank of Arizona Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does National Bank of Arizona Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for National Bank of Arizona Visa Credit Card?
The following fees apply:
| Description | |
|---|---|
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $25 |
| Minimum Interest Charge | $1 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
This card charges a $25 annual fee.
Does National Bank of Arizona Visa Credit Card have a foreign transaction fee?
National Bank of Arizona Visa Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for National Bank of Arizona Visa Credit Card?
The National Bank of Arizona Visa Credit Card customer service number is (520) 571-1500.
What is the support contact email for National Bank of Arizona Visa Credit Card?
The support contact email for National Bank of Arizona Visa Credit Card is interactive@nbarizona.com.
What is the National Bank of Arizona Visa Credit Card login page?
You can access the National Bank of Arizona Visa Credit Card login page here.
How do people rate the customer service and user experience of National Bank of Arizona Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does National Bank of Arizona Visa Credit Card report your account activity to credit bureaus?
Yes, National Bank of Arizona Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for National Bank of Arizona Visa Credit Card
- Visit the National Bank of Arizona Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
335 North Wilmot Road
Tucson, AZ 85711 USA - (520) 571-1500
- Visit Site
- Email Support
Other Services by National Bank of Arizona
Other Credit Cards by National Bank of Arizona
Availability
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $25 |
| Minimum Interest Charge | $1 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
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