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UnaffiliatedNational Bank of Arizona Premier Visa Credit Card
in Personal Credit Cards from National Bank of Arizona
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Purchase APR (Variable APR) | 14.24% - 22.24% |
Balance Transfer APR (Variable APR) | 14.24% - 24.24% |
Credit Score Range | 650 - 850 |
Annual Fee | $95 |
National Bank of Arizona Premier Visa Credit Card Review
This is a cashback credit card issued by National Bank of Arizona. If you're wondering whether National Bank of Arizona Premier Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- Signup bonus. Offers a signup bonus of $150 if you spend $4000 within 3 months.
- Competitive APRs. National Bank of Arizona Premier Visa Credit Card has a variable purchase APR that ranges from 14.24% up to 22.24%.
- 3% Balance transfer fee. National Bank of Arizona Premier Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
The Good | The Bad |
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Does National Bank of Arizona Premier Visa Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1.5% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash.
Minimum rewards rate | 1.5x |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | Up to $150 |
Signup Bonus Spend Requirement | $4000 |
Signup Bonus Spend Period (months) | 3 months |
Does National Bank of Arizona Premier Visa Credit Card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $150 after spending $4000.
Does National Bank of Arizona Premier Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the National Bank of Arizona Premier Visa Credit Card benefits?
It provides the following benefits:
- Trip Cancellation Insurance
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for National Bank of Arizona Premier Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.National Bank of Arizona Premier Visa Credit Card has a variable purchase APR that ranges from 14.24% up to 22.24%. The card has a variable balance transfer APR that ranges from 14.24% up to 24.24%. It also has a variable cash advance APR that ranges from 23.24% up to 24.24%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does National Bank of Arizona Premier Visa Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 14.24% - 24.24% |
Balance Transfer Fee Minimum | $5 |
Balance Transfer Fee % | 3% |
Does National Bank of Arizona Premier Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for National Bank of Arizona Premier Visa Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $95 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $35 |
Late Payment Fee | up to $35 |
Does National Bank of Arizona Premier Visa Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.How do people rate the customer service and user experience of National Bank of Arizona Premier Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does National Bank of Arizona Premier Visa Credit Card report your account activity to credit bureaus?
Yes, National Bank of Arizona Premier Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for National Bank of Arizona Premier Visa Credit Card
- Visit the National Bank of Arizona Premier Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
335 North Wilmot Road
Tucson, AZ 85711 - Visit Site
Other Services by National Bank of Arizona
Availability
Feature Breakdown
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee | |
No Interest Grace Period for Late Payment | 25 days |
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Annual Fee | $95 |
Minimum Interest Charge | $1 |
Returned Payment Fee | Up to $35 |
Late Fee Amount | Up to $35 |
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