National Bank of Arizona Vivid Rewards Visa® Credit Card

National Bank of Arizona Vivid Rewards Visa® Credit Card Review

This is a rewards card issued by National Bank of Arizona. If you're wondering whether National Bank of Arizona Vivid Rewards is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Earn up to a 30,000 point bonus with double rewards for 12 months.
• Competitive APRs. National Bank of Arizona Vivid Rewards Visa® Credit Card has a variable purchase APR that ranges from 16.50% up to 28.50%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. National Bank of Arizona Vivid Rewards Visa® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 690.

Pros & Cons of National Bank of Arizona Vivid Rewards

National Bank of Arizona Vivid Rewards FAQ

Does National Bank of Arizona Vivid Rewards have a cash back or rewards program?

National Bank of Arizona Vivid Rewards is a rewards card.

What are the National Bank of Arizona Vivid Rewards benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for National Bank of Arizona Vivid Rewards?

National Bank of Arizona Vivid Rewards Visa® Credit Card has a variable purchase APR that ranges from 16.50% up to 28.50%. The card has a variable balance transfer APR that ranges from 16.50% up to 28.50%.

What are the fees for National Bank of Arizona Vivid Rewards?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does National Bank of Arizona Vivid Rewards Visa® Credit Card report your account activity to credit bureaus?

Yes, National Bank of Arizona Vivid Rewards Visa® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for National Bank of Arizona Vivid Rewards

• Visit the National Bank of Arizona Vivid Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.