Last Updated: 07/28/2025
Kohler World Elite Mastercard® Reserve Rewards Card
Unaffiliated
in Credit Cards from Kohler Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
19.74% - 29.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
19.74% - 29.74%(Verified 06/21/2024)
Credit Score Range
720 - 850
Annual Fee
$390
Kohler World Elite Mastercard® Reserve Rewards Card Review
This is a travel card issued by Kohler Credit Union. If you're wondering whether Kohler World Elite Mastercard® Reserve Rewards Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 50000 points that can be redeemed for travel, gifts, or other perks.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.74% up to 29.74%.
- A 3% balance transfer fee. Kohler World Elite Mastercard® Reserve Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Excellent credit required. You will have good approval odds if you have an excellent credit score.
Pros & Cons of Kohler Reserve Card
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Kohler Reserve Card FAQ
Does Kohler Reserve Card have a cash back or rewards program?
Kohler Reserve Card is a travel rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Travel | Up to 6 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | Up to 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Kohler Reserve Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 50000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Kohler Reserve Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Kohler Reserve Card benefits?
Kohler World Elite Mastercard® Reserve Rewards Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Kohler Reserve Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Kohler World Elite Mastercard® Reserve Rewards Card has a variable purchase APR that ranges from 19.74% up to 29.74%. The card has a variable balance transfer APR that ranges from 19.74% up to 29.74%. It also has a variable cash advance APR of 29.99% .
Does Kohler Reserve Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Kohler Reserve Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Kohler Reserve Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $390 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $390.
Does Kohler Reserve Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Kohler Reserve Card?
The customer service number for Kohler Reserve Card is (888) 528-2595.
What is the support contact email for Kohler Reserve Card?
The support contact email for Kohler Reserve Card is kohler@kohlercu.com.
What is the login page for Kohler Reserve Card?
You can access the login page of Kohler Reserve Card here.
How do people rate the customer service and user experience of Kohler Reserve Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Kohler World Elite Mastercard® Reserve Rewards Card report your account activity to credit bureaus?
Yes, Kohler World Elite Mastercard® Reserve Rewards Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Kohler Credit Union perform a hard credit pull?
Yes, Kohler Reserve Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Kohler Reserve Card
- Visit the website of Kohler Reserve Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
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Friday
9:00AM - 6:00PM
Saturday
Closed