Nevada State Bank Premier Visa Signature Credit Card

Nevada State Bank Premier Visa Signature Credit Card Review

This is a rewards card issued by Nevada State Bank. If you're wondering whether Nevada State Bank Premier Visa Signature Credit Card is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.74% up to 26.74%.
• Annual fee waived the first year. Nevada State Bank Premier Visa Signature Credit Card gives you the chance to have the card for a year without paying the $95 annual fee.
• 3% Balance transfer fee. Nevada State Bank Premier Visa Signature Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, travel accident insurance, trip cancellation and interruption protection, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Nevada State Bank Premier Visa Signature Credit Card

The Good

The Bad

0% APR balance transfer intro rate on balance transfers for up to 6 months. Annual fee waived during the first year. Multiple credit card perks. Offers Auto Rental Collision Damage Waiver. Access to a concierge. Travel accident insurance. Trip Cancellation and Interruption Protection. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere Nevada State Bank Premier Visa Signature Credit Card is accepted. Nevada State Bank Premier Visa Signature Credit Card reports to multiple credit bureaus.

Higher than average purchase APRs. Charges an annual fee of $95 Does not offer a signup bonus. Charges a 3% balance transfer fee

Nevada State Bank Premier Visa Signature Credit Card FAQ

Does Nevada State Bank Premier Visa Signature Credit Card have a cash back or rewards program?

Nevada State Bank Premier Visa Signature Credit Card is a rewards card.

Nevada State Bank Premier Visa Signature Credit Card Rewards

Minimum rewards rate	1.5x
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Nevada State Bank Premier Visa Signature Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• Reports to major credit bureaus

What are the relevant APRs for Nevada State Bank Premier Visa Signature Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Nevada State Bank Premier Visa Signature Credit Card has a variable purchase APR that ranges from 18.74% up to 26.74%. The card has a variable balance transfer APR that ranges from 18.74% up to 26.74%. It also has a variable cash advance APR that ranges from 27.74% up to 28.73%.

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for Nevada State Bank Premier Visa Signature Credit Card?

The following fees apply:

Nevada State Bank Premier Visa Signature Credit Card Fees

Fees	Amount
Annual Fee	$95
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	0%
Returned Payment Fee	Starting at $ up to $35
Late Payment Fee	Starting at up to $35

This card charges a $95 annual fee.

Does Nevada State Bank Premier Visa Signature Credit Card report your account activity to credit bureaus?

Yes, Nevada State Bank Premier Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Nevada State Bank Premier Visa Signature Credit Card

• Visit the Nevada State Bank Premier Visa Signature Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.