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  Nevada State Bank Elite Visa Signature Credit Card

Nevada State Bank Elite Visa Signature Credit Card

in Personal Credit Cards from Nevada State Bank

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Nevada State Bank Elite Visa Signature Credit Card

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in Personal Credit Cards from Nevada State Bank

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Highlights
Purchase APR  (Variable APR) 14.24% - 22.24%
Balance Transfer APR  (Variable APR) 14.24% - 22.24%
Credit Score Range 650 - 850
Annual Fee $195

Nevada State Bank Elite Visa Signature Credit Card Review

Nevada State Bank Elite Visa Signature Credit Card is a rewards credit card issued by Nevada State Bank. If you're wondering whether Nevada State Bank Elite Visa Signature Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • Competitive APRs. Nevada State Bank Elite Visa Signature Credit Card has a variable purchase APR that ranges from 14.24% up to 22.24%.
  • 3% Balance transfer fee. Nevada State Bank Elite Visa Signature Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, price protection, purchase protection, travel accident insurance, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Nevada State Bank Elite Visa Signature Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Travel accident insurance.
  • Trip cancellation insurance.
  • No foreign transaction fee.
  • Cardholders can earn rewards on purchases everywhere Nevada State Bank Elite Visa Signature Credit Card is accepted.
  • Nevada State Bank Elite Visa Signature Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $195
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee.
Nevada State Bank Elite Visa Signature Credit Card FAQ

Is there a Nevada State Bank Elite Visa Signature Credit Card cash back or rewards program?

Nevada State Bank Elite Visa Signature Credit Card offers a rewards program to its customers.

Nevada State Bank Elite Visa Signature Credit Card Rewards
Minimum rewards rate 1.5x
Max rewards rate N/A
Annual rewards limit N/A

Does Nevada State Bank Elite Visa Signature Credit Card have a signup bonus?

Nevada State Bank Elite Visa Signature Credit Card doesn't offer a cash signup bonus.

Does Nevada State Bank Elite Visa Signature Credit Card offer an annual loyalty bonus?

Nevada State Bank Elite Visa Signature Credit Card doesn't offer a cash loyalty bonus.

What are the Nevada State Bank Elite Visa Signature Credit Card benefits?

Nevada State Bank Elite Visa Signature Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Nevada State Bank Elite Visa Signature Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Nevada State Bank Elite Visa Signature Credit Card has lower than average purchase APRs.

Nevada State Bank Elite Visa Signature Credit Card has a variable purchase APR that ranges from 14.24% up to 22.24%. The card has a variable balance transfer APR that ranges from 14.24% up to 22.24%. It also has a variable cash advance APR that ranges from 23.24% up to 24.24%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Nevada State Bank Elite Visa Signature Credit Card have an introductory APR offer on balance transfers?

Yes, Nevada State Bank Elite Visa Signature Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 6 months.

Nevada State Bank Elite Visa Signature Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 14.24% - 22.24%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%

Does Nevada State Bank Elite Visa Signature Credit Card have an introductory APR offer on new purchases?

Nevada State Bank Elite Visa Signature Credit Card does not offer an introductory rate on new purchases.

What are the fees for Nevada State Bank Elite Visa Signature Credit Card?

The following fees apply to Nevada State Bank Elite Visa Signature Credit Card:

Nevada State Bank Elite Visa Signature Credit Card Fees
Fees Amount
Annual Fee $195
Foreign Transaction Fee 0%
Returned Payment Fee up to $35
Late Payment Fee up to $35

Does Nevada State Bank Elite Visa Signature Credit Card have a foreign transaction fee?

Nevada State Bank Elite Visa Signature Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does Nevada State Bank Elite Visa Signature Credit Card report your account activity to credit bureaus?

Yes, Nevada State Bank Elite Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Nevada State Bank Elite Visa Signature Credit Card

  • Visit the Nevada State Bank Elite Visa Signature Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Nevada State Bank

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View all personal credit cards offered by Nevada State Bank

Availability

  Available in 1 state
Nevada
Availabile in all of Nevada

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $195
Minimum Interest Charge $1
Returned Payment Fee Up to $35
Late Fee Amount Up to $35
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Concierge
  • Emergency Support
  • Fraud Liability
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Trip Cancellation Insurance
Rewards Rates
  • Every Purchase
Cash Advance APR (Variable APR) 23.24% - 24.24%
Balance Computation average daily balance (including new purchases)
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 14.24% - 22.24%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 14.24% - 22.24%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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